LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,472
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$118,032
−HK$3,618/mo
Today · 4.125%
HK$121,650
baseline
▲ 0.50% · 4.625%
HK$129,052
+HK$7,402/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$243,300/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,349
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,764
−HK$3,465/mo
Today · 4.125%
HK$134,229
baseline
▲ 0.50% · 4.625%
HK$141,304
+HK$7,075/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$268,458/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,366
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$141,639
−HK$4,341/mo
Today · 4.125%
HK$145,980
baseline
▲ 0.50% · 4.625%
HK$154,863
+HK$8,883/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$291,960/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,818
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$156,917
−HK$4,158/mo
Today · 4.125%
HK$161,075
baseline
▲ 0.50% · 4.625%
HK$169,565
+HK$8,490/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$322,150/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,260
−HK$10,050/mo
▼ 0.25% · 3.875%
HK$165,245
−HK$5,065/mo
Today · 4.125%
HK$170,310
baseline
▲ 0.50% · 4.625%
HK$180,673
+HK$10,363/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$340,620/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,288
−HK$9,633/mo
▼ 0.25% · 3.875%
HK$183,070
−HK$4,851/mo
Today · 4.125%
HK$187,921
baseline
▲ 0.50% · 4.625%
HK$197,826
+HK$9,905/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$375,842/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,049
−HK$12,921/mo
▼ 0.25% · 3.875%
HK$212,458
−HK$6,512/mo
Today · 4.125%
HK$218,970
baseline
▲ 0.50% · 4.625%
HK$232,294
+HK$13,324/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$437,940/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,228
−HK$12,384/mo
▼ 0.25% · 3.875%
HK$235,375
−HK$6,237/mo
Today · 4.125%
HK$241,612
baseline
▲ 0.50% · 4.625%
HK$254,348
+HK$12,736/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$483,224/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,554 · Scale 2, in force from 26 Feb 2026)