LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,448
−HK$718/mo
▼ 0.25% · 3.875%
HK$11,804
−HK$362/mo
Today · 4.125%
HK$12,166
baseline
▲ 0.50% · 4.625%
HK$12,906
+HK$740/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,332/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,736
−HK$688/mo
▼ 0.25% · 3.875%
HK$13,077
−HK$347/mo
Today · 4.125%
HK$13,424
baseline
▲ 0.50% · 4.625%
HK$14,131
+HK$707/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,848/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,737
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,165
−HK$434/mo
Today · 4.125%
HK$14,599
baseline
▲ 0.50% · 4.625%
HK$15,487
+HK$888/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$29,198/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,283
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,693
−HK$415/mo
Today · 4.125%
HK$16,108
baseline
▲ 0.50% · 4.625%
HK$16,958
+HK$850/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$32,216/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,027
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,526
−HK$506/mo
Today · 4.125%
HK$17,032
baseline
▲ 0.50% · 4.625%
HK$18,068
+HK$1,036/mo
Deposit HK$1.51M · loan HK$3.51M · min. income ≈ HK$34,064/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,830
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,308
−HK$485/mo
Today · 4.125%
HK$18,793
baseline
▲ 0.50% · 4.625%
HK$19,784
+HK$991/mo
Deposit HK$1.51M · loan HK$3.51M · min. income ≈ HK$37,586/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,606
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,247
−HK$651/mo
Today · 4.125%
HK$21,898
baseline
▲ 0.50% · 4.625%
HK$23,231
+HK$1,333/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,796/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,924
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,539
−HK$624/mo
Today · 4.125%
HK$24,163
baseline
▲ 0.50% · 4.625%
HK$25,436
+HK$1,273/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$48,326/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,960 · Scale 2, in force from 26 Feb 2026)