LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,481
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$118,042
−HK$3,618/mo
Today · 4.125%
HK$121,660
baseline
▲ 0.50% · 4.625%
HK$129,062
+HK$7,402/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$243,320/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,133,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,359
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,774
−HK$3,465/mo
Today · 4.125%
HK$134,239
baseline
▲ 0.50% · 4.625%
HK$141,315
+HK$7,076/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$268,478/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,133,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,377
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$141,650
−HK$4,341/mo
Today · 4.125%
HK$145,991
baseline
▲ 0.50% · 4.625%
HK$154,875
+HK$8,884/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$291,982/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,133,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,830
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$156,929
−HK$4,158/mo
Today · 4.125%
HK$161,087
baseline
▲ 0.50% · 4.625%
HK$169,578
+HK$8,491/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$322,174/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,133,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,273
−HK$10,050/mo
▼ 0.25% · 3.875%
HK$165,258
−HK$5,065/mo
Today · 4.125%
HK$170,323
baseline
▲ 0.50% · 4.625%
HK$180,687
+HK$10,364/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$340,646/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,133,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,302
−HK$9,633/mo
▼ 0.25% · 3.875%
HK$183,084
−HK$4,851/mo
Today · 4.125%
HK$187,935
baseline
▲ 0.50% · 4.625%
HK$197,841
+HK$9,906/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$375,870/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,133,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,065
−HK$12,922/mo
▼ 0.25% · 3.875%
HK$212,475
−HK$6,512/mo
Today · 4.125%
HK$218,987
baseline
▲ 0.50% · 4.625%
HK$232,312
+HK$13,325/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$437,974/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,245
−HK$12,386/mo
▼ 0.25% · 3.875%
HK$235,394
−HK$6,237/mo
Today · 4.125%
HK$241,631
baseline
▲ 0.50% · 4.625%
HK$254,368
+HK$12,737/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$483,262/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,720 · Scale 2, in force from 26 Feb 2026)