LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,495
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,057
−HK$3,618/mo
Today · 4.125%
HK$121,675
baseline
▲ 0.50% · 4.625%
HK$129,079
+HK$7,404/mo
Deposit HK$25.11M · loan HK$25.11M · min. income ≈ HK$243,350/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,133,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,375
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$130,791
−HK$3,465/mo
Today · 4.125%
HK$134,256
baseline
▲ 0.50% · 4.625%
HK$141,333
+HK$7,077/mo
Deposit HK$25.11M · loan HK$25.11M · min. income ≈ HK$268,512/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,133,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,394
−HK$8,616/mo
▼ 0.25% · 3.875%
HK$141,668
−HK$4,342/mo
Today · 4.125%
HK$146,010
baseline
▲ 0.50% · 4.625%
HK$154,894
+HK$8,884/mo
Deposit HK$20.08M · loan HK$30.13M · min. income ≈ HK$292,020/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,133,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,850
−HK$8,258/mo
▼ 0.25% · 3.875%
HK$156,949
−HK$4,159/mo
Today · 4.125%
HK$161,108
baseline
▲ 0.50% · 4.625%
HK$169,600
+HK$8,492/mo
Deposit HK$20.08M · loan HK$30.13M · min. income ≈ HK$322,216/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,133,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,293
−HK$10,052/mo
▼ 0.25% · 3.875%
HK$165,279
−HK$5,066/mo
Today · 4.125%
HK$170,345
baseline
▲ 0.50% · 4.625%
HK$180,710
+HK$10,365/mo
Deposit HK$15.06M · loan HK$35.15M · min. income ≈ HK$340,690/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,133,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,325
−HK$9,634/mo
▼ 0.25% · 3.875%
HK$183,107
−HK$4,852/mo
Today · 4.125%
HK$187,959
baseline
▲ 0.50% · 4.625%
HK$197,866
+HK$9,907/mo
Deposit HK$15.06M · loan HK$35.15M · min. income ≈ HK$375,918/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,133,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,091
−HK$12,924/mo
▼ 0.25% · 3.875%
HK$212,502
−HK$6,513/mo
Today · 4.125%
HK$219,015
baseline
▲ 0.50% · 4.625%
HK$232,341
+HK$13,326/mo
Deposit HK$5.02M · loan HK$45.19M · min. income ≈ HK$438,030/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,133,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,274
−HK$12,387/mo
▼ 0.25% · 3.875%
HK$235,423
−HK$6,238/mo
Today · 4.125%
HK$241,661
baseline
▲ 0.50% · 4.625%
HK$254,400
+HK$12,739/mo
Deposit HK$5.02M · loan HK$45.19M · min. income ≈ HK$483,322/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,133,989 · Scale 2, in force from 26 Feb 2026)