LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,508
−HK$7,181/mo
▼ 0.25% · 3.875%
HK$118,070
−HK$3,619/mo
Today · 4.125%
HK$121,689
baseline
▲ 0.50% · 4.625%
HK$129,094
+HK$7,405/mo
Deposit HK$25.11M · loan HK$25.11M · min. income ≈ HK$243,378/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,134,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,390
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$130,806
−HK$3,466/mo
Today · 4.125%
HK$134,272
baseline
▲ 0.50% · 4.625%
HK$141,350
+HK$7,078/mo
Deposit HK$25.11M · loan HK$25.11M · min. income ≈ HK$268,544/mo (50% DSR)
Upfront cash ≈ HK$27.24M (deposit + AVD stamp duty HK$2,134,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,410
−HK$8,617/mo
▼ 0.25% · 3.875%
HK$141,684
−HK$4,343/mo
Today · 4.125%
HK$146,027
baseline
▲ 0.50% · 4.625%
HK$154,912
+HK$8,885/mo
Deposit HK$20.09M · loan HK$30.13M · min. income ≈ HK$292,054/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,134,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,867
−HK$8,259/mo
▼ 0.25% · 3.875%
HK$156,967
−HK$4,159/mo
Today · 4.125%
HK$161,126
baseline
▲ 0.50% · 4.625%
HK$169,620
+HK$8,494/mo
Deposit HK$20.09M · loan HK$30.13M · min. income ≈ HK$322,252/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,134,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,312
−HK$10,053/mo
▼ 0.25% · 3.875%
HK$165,298
−HK$5,067/mo
Today · 4.125%
HK$170,365
baseline
▲ 0.50% · 4.625%
HK$180,731
+HK$10,366/mo
Deposit HK$15.07M · loan HK$35.15M · min. income ≈ HK$340,730/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,134,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,345
−HK$9,636/mo
▼ 0.25% · 3.875%
HK$183,128
−HK$4,853/mo
Today · 4.125%
HK$187,981
baseline
▲ 0.50% · 4.625%
HK$197,890
+HK$9,909/mo
Deposit HK$15.07M · loan HK$35.15M · min. income ≈ HK$375,962/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,134,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,115
−HK$12,926/mo
▼ 0.25% · 3.875%
HK$212,527
−HK$6,514/mo
Today · 4.125%
HK$219,041
baseline
▲ 0.50% · 4.625%
HK$232,369
+HK$13,328/mo
Deposit HK$5.02M · loan HK$45.20M · min. income ≈ HK$438,082/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,134,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,301
−HK$12,389/mo
▼ 0.25% · 3.875%
HK$235,451
−HK$6,239/mo
Today · 4.125%
HK$241,690
baseline
▲ 0.50% · 4.625%
HK$254,429
+HK$12,739/mo
Deposit HK$5.02M · loan HK$45.20M · min. income ≈ HK$483,380/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,134,239 · Scale 2, in force from 26 Feb 2026)