LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,451
−HK$718/mo
▼ 0.25% · 3.875%
HK$11,807
−HK$362/mo
Today · 4.125%
HK$12,169
baseline
▲ 0.50% · 4.625%
HK$12,910
+HK$741/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,338/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,739
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,081
−HK$347/mo
Today · 4.125%
HK$13,428
baseline
▲ 0.50% · 4.625%
HK$14,135
+HK$707/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,856/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,741
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,169
−HK$434/mo
Today · 4.125%
HK$14,603
baseline
▲ 0.50% · 4.625%
HK$15,492
+HK$889/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$29,206/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,287
−HK$826/mo
▼ 0.25% · 3.875%
HK$15,697
−HK$416/mo
Today · 4.125%
HK$16,113
baseline
▲ 0.50% · 4.625%
HK$16,962
+HK$849/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$32,226/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,032
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,530
−HK$507/mo
Today · 4.125%
HK$17,037
baseline
▲ 0.50% · 4.625%
HK$18,074
+HK$1,037/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,074/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,835
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,313
−HK$486/mo
Today · 4.125%
HK$18,799
baseline
▲ 0.50% · 4.625%
HK$19,789
+HK$990/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,598/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,612
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,253
−HK$652/mo
Today · 4.125%
HK$21,905
baseline
▲ 0.50% · 4.625%
HK$23,237
+HK$1,332/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,810/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,931
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,546
−HK$624/mo
Today · 4.125%
HK$24,170
baseline
▲ 0.50% · 4.625%
HK$25,444
+HK$1,274/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$48,340/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,992 · Scale 2, in force from 26 Feb 2026)