LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,519
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,082
−HK$3,619/mo
Today · 4.125%
HK$121,701
baseline
▲ 0.50% · 4.625%
HK$129,106
+HK$7,405/mo
Deposit HK$25.11M · loan HK$25.11M · min. income ≈ HK$243,402/mo (50% DSR)
Upfront cash ≈ HK$27.25M (deposit + AVD stamp duty HK$2,134,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,402
−HK$6,883/mo
▼ 0.25% · 3.875%
HK$130,819
−HK$3,466/mo
Today · 4.125%
HK$134,285
baseline
▲ 0.50% · 4.625%
HK$141,363
+HK$7,078/mo
Deposit HK$25.11M · loan HK$25.11M · min. income ≈ HK$268,570/mo (50% DSR)
Upfront cash ≈ HK$27.25M (deposit + AVD stamp duty HK$2,134,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,423
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$141,698
−HK$4,343/mo
Today · 4.125%
HK$146,041
baseline
▲ 0.50% · 4.625%
HK$154,927
+HK$8,886/mo
Deposit HK$20.09M · loan HK$30.13M · min. income ≈ HK$292,082/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,134,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,882
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$156,982
−HK$4,160/mo
Today · 4.125%
HK$161,142
baseline
▲ 0.50% · 4.625%
HK$169,636
+HK$8,494/mo
Deposit HK$20.09M · loan HK$30.13M · min. income ≈ HK$322,284/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,134,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,327
−HK$10,054/mo
▼ 0.25% · 3.875%
HK$165,314
−HK$5,067/mo
Today · 4.125%
HK$170,381
baseline
▲ 0.50% · 4.625%
HK$180,748
+HK$10,367/mo
Deposit HK$15.07M · loan HK$35.16M · min. income ≈ HK$340,762/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,134,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,362
−HK$9,637/mo
▼ 0.25% · 3.875%
HK$183,146
−HK$4,853/mo
Today · 4.125%
HK$187,999
baseline
▲ 0.50% · 4.625%
HK$197,908
+HK$9,909/mo
Deposit HK$15.07M · loan HK$35.16M · min. income ≈ HK$375,998/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,134,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,135
−HK$12,927/mo
▼ 0.25% · 3.875%
HK$212,547
−HK$6,515/mo
Today · 4.125%
HK$219,062
baseline
▲ 0.50% · 4.625%
HK$232,391
+HK$13,329/mo
Deposit HK$5.02M · loan HK$45.20M · min. income ≈ HK$438,124/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,134,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,323
−HK$12,390/mo
▼ 0.25% · 3.875%
HK$235,473
−HK$6,240/mo
Today · 4.125%
HK$241,713
baseline
▲ 0.50% · 4.625%
HK$254,454
+HK$12,741/mo
Deposit HK$5.02M · loan HK$45.20M · min. income ≈ HK$483,426/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,134,443 · Scale 2, in force from 26 Feb 2026)