LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,532
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,095
−HK$3,619/mo
Today · 4.125%
HK$121,714
baseline
▲ 0.50% · 4.625%
HK$129,121
+HK$7,407/mo
Deposit HK$25.11M · loan HK$25.11M · min. income ≈ HK$243,428/mo (50% DSR)
Upfront cash ≈ HK$27.25M (deposit + AVD stamp duty HK$2,134,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,416
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,833
−HK$3,467/mo
Today · 4.125%
HK$134,300
baseline
▲ 0.50% · 4.625%
HK$141,379
+HK$7,079/mo
Deposit HK$25.11M · loan HK$25.11M · min. income ≈ HK$268,600/mo (50% DSR)
Upfront cash ≈ HK$27.25M (deposit + AVD stamp duty HK$2,134,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,439
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$141,714
−HK$4,343/mo
Today · 4.125%
HK$146,057
baseline
▲ 0.50% · 4.625%
HK$154,945
+HK$8,888/mo
Deposit HK$20.09M · loan HK$30.14M · min. income ≈ HK$292,114/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,134,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,899
−HK$8,261/mo
▼ 0.25% · 3.875%
HK$157,000
−HK$4,160/mo
Today · 4.125%
HK$161,160
baseline
▲ 0.50% · 4.625%
HK$169,655
+HK$8,495/mo
Deposit HK$20.09M · loan HK$30.14M · min. income ≈ HK$322,320/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,134,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,345
−HK$10,055/mo
▼ 0.25% · 3.875%
HK$165,333
−HK$5,067/mo
Today · 4.125%
HK$170,400
baseline
▲ 0.50% · 4.625%
HK$180,769
+HK$10,369/mo
Deposit HK$15.07M · loan HK$35.16M · min. income ≈ HK$340,800/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,134,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,382
−HK$9,638/mo
▼ 0.25% · 3.875%
HK$183,167
−HK$4,853/mo
Today · 4.125%
HK$188,020
baseline
▲ 0.50% · 4.625%
HK$197,931
+HK$9,911/mo
Deposit HK$15.07M · loan HK$35.16M · min. income ≈ HK$376,040/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$2,134,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,158
−HK$12,928/mo
▼ 0.25% · 3.875%
HK$212,571
−HK$6,515/mo
Today · 4.125%
HK$219,086
baseline
▲ 0.50% · 4.625%
HK$232,417
+HK$13,331/mo
Deposit HK$5.02M · loan HK$45.21M · min. income ≈ HK$438,172/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,134,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,349
−HK$12,391/mo
▼ 0.25% · 3.875%
HK$235,500
−HK$6,240/mo
Today · 4.125%
HK$241,740
baseline
▲ 0.50% · 4.625%
HK$254,482
+HK$12,742/mo
Deposit HK$5.02M · loan HK$45.21M · min. income ≈ HK$483,480/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,134,683 · Scale 2, in force from 26 Feb 2026)