LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,455
−HK$718/mo
▼ 0.25% · 3.875%
HK$11,811
−HK$362/mo
Today · 4.125%
HK$12,173
baseline
▲ 0.50% · 4.625%
HK$12,914
+HK$741/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,346/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$113,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,743
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,085
−HK$347/mo
Today · 4.125%
HK$13,432
baseline
▲ 0.50% · 4.625%
HK$14,140
+HK$708/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,864/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$113,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,746
−HK$861/mo
▼ 0.25% · 3.875%
HK$14,173
−HK$434/mo
Today · 4.125%
HK$14,607
baseline
▲ 0.50% · 4.625%
HK$15,496
+HK$889/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$29,214/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$113,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,292
−HK$826/mo
▼ 0.25% · 3.875%
HK$15,702
−HK$416/mo
Today · 4.125%
HK$16,118
baseline
▲ 0.50% · 4.625%
HK$16,968
+HK$850/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$32,236/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$113,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,036
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,535
−HK$507/mo
Today · 4.125%
HK$17,042
baseline
▲ 0.50% · 4.625%
HK$18,079
+HK$1,037/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,084/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,840
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,319
−HK$485/mo
Today · 4.125%
HK$18,804
baseline
▲ 0.50% · 4.625%
HK$19,795
+HK$991/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,608/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,618
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,260
−HK$651/mo
Today · 4.125%
HK$21,911
baseline
▲ 0.50% · 4.625%
HK$23,244
+HK$1,333/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,822/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$113,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,938
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,553
−HK$624/mo
Today · 4.125%
HK$24,177
baseline
▲ 0.50% · 4.625%
HK$25,451
+HK$1,274/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$48,354/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$113,027 · Scale 2, in force from 26 Feb 2026)