LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,562
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,126
−HK$3,620/mo
Today · 4.125%
HK$121,746
baseline
▲ 0.50% · 4.625%
HK$129,154
+HK$7,408/mo
Deposit HK$25.12M · loan HK$25.12M · min. income ≈ HK$243,492/mo (50% DSR)
Upfront cash ≈ HK$27.26M (deposit + AVD stamp duty HK$2,135,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,449
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$130,868
−HK$3,467/mo
Today · 4.125%
HK$134,335
baseline
▲ 0.50% · 4.625%
HK$141,416
+HK$7,081/mo
Deposit HK$25.12M · loan HK$25.12M · min. income ≈ HK$268,670/mo (50% DSR)
Upfront cash ≈ HK$27.26M (deposit + AVD stamp duty HK$2,135,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,475
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$141,751
−HK$4,345/mo
Today · 4.125%
HK$146,096
baseline
▲ 0.50% · 4.625%
HK$154,985
+HK$8,889/mo
Deposit HK$20.10M · loan HK$30.14M · min. income ≈ HK$292,192/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,135,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,939
−HK$8,263/mo
▼ 0.25% · 3.875%
HK$157,041
−HK$4,161/mo
Today · 4.125%
HK$161,202
baseline
▲ 0.50% · 4.625%
HK$169,699
+HK$8,497/mo
Deposit HK$20.10M · loan HK$30.14M · min. income ≈ HK$322,404/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,135,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,387
−HK$10,058/mo
▼ 0.25% · 3.875%
HK$165,376
−HK$5,069/mo
Today · 4.125%
HK$170,445
baseline
▲ 0.50% · 4.625%
HK$180,816
+HK$10,371/mo
Deposit HK$15.07M · loan HK$35.17M · min. income ≈ HK$340,890/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$2,135,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,429
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$183,215
−HK$4,854/mo
Today · 4.125%
HK$188,069
baseline
▲ 0.50% · 4.625%
HK$197,983
+HK$9,914/mo
Deposit HK$15.07M · loan HK$35.17M · min. income ≈ HK$376,138/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$2,135,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,212
−HK$12,932/mo
▼ 0.25% · 3.875%
HK$212,627
−HK$6,517/mo
Today · 4.125%
HK$219,144
baseline
▲ 0.50% · 4.625%
HK$232,478
+HK$13,334/mo
Deposit HK$5.02M · loan HK$45.22M · min. income ≈ HK$438,288/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,135,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,409
−HK$12,394/mo
▼ 0.25% · 3.875%
HK$235,562
−HK$6,241/mo
Today · 4.125%
HK$241,803
baseline
▲ 0.50% · 4.625%
HK$254,549
+HK$12,746/mo
Deposit HK$5.02M · loan HK$45.22M · min. income ≈ HK$483,606/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,135,242 · Scale 2, in force from 26 Feb 2026)