LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,456
−HK$719/mo
▼ 0.25% · 3.875%
HK$11,813
−HK$362/mo
Today · 4.125%
HK$12,175
baseline
▲ 0.50% · 4.625%
HK$12,916
+HK$741/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,350/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,745
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,087
−HK$347/mo
Today · 4.125%
HK$13,434
baseline
▲ 0.50% · 4.625%
HK$14,142
+HK$708/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,868/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,748
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,175
−HK$435/mo
Today · 4.125%
HK$14,610
baseline
▲ 0.50% · 4.625%
HK$15,499
+HK$889/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$29,220/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$113,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,294
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,704
−HK$417/mo
Today · 4.125%
HK$16,121
baseline
▲ 0.50% · 4.625%
HK$16,970
+HK$849/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$32,242/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$113,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,039
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,538
−HK$507/mo
Today · 4.125%
HK$17,045
baseline
▲ 0.50% · 4.625%
HK$18,082
+HK$1,037/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,090/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,843
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,322
−HK$485/mo
Today · 4.125%
HK$18,807
baseline
▲ 0.50% · 4.625%
HK$19,799
+HK$992/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,614/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,622
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,263
−HK$652/mo
Today · 4.125%
HK$21,915
baseline
▲ 0.50% · 4.625%
HK$23,248
+HK$1,333/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,830/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$113,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,941
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,557
−HK$624/mo
Today · 4.125%
HK$24,181
baseline
▲ 0.50% · 4.625%
HK$25,455
+HK$1,274/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$48,362/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$113,045 · Scale 2, in force from 26 Feb 2026)