LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,572
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,135
−HK$3,621/mo
Today · 4.125%
HK$121,756
baseline
▲ 0.50% · 4.625%
HK$129,165
+HK$7,409/mo
Deposit HK$25.12M · loan HK$25.12M · min. income ≈ HK$243,512/mo (50% DSR)
Upfront cash ≈ HK$27.26M (deposit + AVD stamp duty HK$2,135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,460
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$130,878
−HK$3,468/mo
Today · 4.125%
HK$134,346
baseline
▲ 0.50% · 4.625%
HK$141,428
+HK$7,082/mo
Deposit HK$25.12M · loan HK$25.12M · min. income ≈ HK$268,692/mo (50% DSR)
Upfront cash ≈ HK$27.26M (deposit + AVD stamp duty HK$2,135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,486
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$141,762
−HK$4,345/mo
Today · 4.125%
HK$146,107
baseline
▲ 0.50% · 4.625%
HK$154,998
+HK$8,891/mo
Deposit HK$20.10M · loan HK$30.15M · min. income ≈ HK$292,214/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,952
−HK$8,263/mo
▼ 0.25% · 3.875%
HK$157,054
−HK$4,161/mo
Today · 4.125%
HK$161,215
baseline
▲ 0.50% · 4.625%
HK$169,713
+HK$8,498/mo
Deposit HK$20.10M · loan HK$30.15M · min. income ≈ HK$322,430/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,400
−HK$10,059/mo
▼ 0.25% · 3.875%
HK$165,390
−HK$5,069/mo
Today · 4.125%
HK$170,459
baseline
▲ 0.50% · 4.625%
HK$180,831
+HK$10,372/mo
Deposit HK$15.07M · loan HK$35.17M · min. income ≈ HK$340,918/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$2,135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,444
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$183,229
−HK$4,855/mo
Today · 4.125%
HK$188,084
baseline
▲ 0.50% · 4.625%
HK$197,999
+HK$9,915/mo
Deposit HK$15.07M · loan HK$35.17M · min. income ≈ HK$376,168/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$2,135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,229
−HK$12,932/mo
▼ 0.25% · 3.875%
HK$212,644
−HK$6,517/mo
Today · 4.125%
HK$219,161
baseline
▲ 0.50% · 4.625%
HK$232,497
+HK$13,336/mo
Deposit HK$5.02M · loan HK$45.22M · min. income ≈ HK$438,322/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,427
−HK$12,396/mo
▼ 0.25% · 3.875%
HK$235,581
−HK$6,242/mo
Today · 4.125%
HK$241,823
baseline
▲ 0.50% · 4.625%
HK$254,570
+HK$12,747/mo
Deposit HK$5.02M · loan HK$45.22M · min. income ≈ HK$483,646/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,135,414 · Scale 2, in force from 26 Feb 2026)