LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,615
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$118,180
−HK$3,622/mo
Today · 4.125%
HK$121,802
baseline
▲ 0.50% · 4.625%
HK$129,213
+HK$7,411/mo
Deposit HK$25.13M · loan HK$25.13M · min. income ≈ HK$243,604/mo (50% DSR)
Upfront cash ≈ HK$27.27M (deposit + AVD stamp duty HK$2,136,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,508
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$130,927
−HK$3,469/mo
Today · 4.125%
HK$134,396
baseline
▲ 0.50% · 4.625%
HK$141,481
+HK$7,085/mo
Deposit HK$25.13M · loan HK$25.13M · min. income ≈ HK$268,792/mo (50% DSR)
Upfront cash ≈ HK$27.27M (deposit + AVD stamp duty HK$2,136,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,538
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$141,816
−HK$4,346/mo
Today · 4.125%
HK$146,162
baseline
▲ 0.50% · 4.625%
HK$155,056
+HK$8,894/mo
Deposit HK$20.11M · loan HK$30.16M · min. income ≈ HK$292,324/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,136,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,009
−HK$8,267/mo
▼ 0.25% · 3.875%
HK$157,113
−HK$4,163/mo
Today · 4.125%
HK$161,276
baseline
▲ 0.50% · 4.625%
HK$169,777
+HK$8,501/mo
Deposit HK$20.11M · loan HK$30.16M · min. income ≈ HK$322,552/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,136,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,460
−HK$10,063/mo
▼ 0.25% · 3.875%
HK$165,452
−HK$5,071/mo
Today · 4.125%
HK$170,523
baseline
▲ 0.50% · 4.625%
HK$180,899
+HK$10,376/mo
Deposit HK$15.08M · loan HK$35.18M · min. income ≈ HK$341,046/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$2,136,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,511
−HK$9,644/mo
▼ 0.25% · 3.875%
HK$183,298
−HK$4,857/mo
Today · 4.125%
HK$188,155
baseline
▲ 0.50% · 4.625%
HK$198,073
+HK$9,918/mo
Deposit HK$15.08M · loan HK$35.18M · min. income ≈ HK$376,310/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$2,136,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,306
−HK$12,938/mo
▼ 0.25% · 3.875%
HK$212,724
−HK$6,520/mo
Today · 4.125%
HK$219,244
baseline
▲ 0.50% · 4.625%
HK$232,584
+HK$13,340/mo
Deposit HK$5.03M · loan HK$45.24M · min. income ≈ HK$438,488/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,136,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,514
−HK$12,400/mo
▼ 0.25% · 3.875%
HK$235,669
−HK$6,245/mo
Today · 4.125%
HK$241,914
baseline
▲ 0.50% · 4.625%
HK$254,665
+HK$12,751/mo
Deposit HK$5.03M · loan HK$45.24M · min. income ≈ HK$483,828/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$2,136,217 · Scale 2, in force from 26 Feb 2026)