LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,466
−HK$719/mo
▼ 0.25% · 3.875%
HK$11,823
−HK$362/mo
Today · 4.125%
HK$12,185
baseline
▲ 0.50% · 4.625%
HK$12,927
+HK$742/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,370/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,756
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,098
−HK$347/mo
Today · 4.125%
HK$13,445
baseline
▲ 0.50% · 4.625%
HK$14,154
+HK$709/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,890/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,760
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,188
−HK$434/mo
Today · 4.125%
HK$14,622
baseline
▲ 0.50% · 4.625%
HK$15,512
+HK$890/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$29,244/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$113,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,307
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,718
−HK$416/mo
Today · 4.125%
HK$16,134
baseline
▲ 0.50% · 4.625%
HK$16,985
+HK$851/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$32,268/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$113,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,053
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,552
−HK$507/mo
Today · 4.125%
HK$17,059
baseline
▲ 0.50% · 4.625%
HK$18,097
+HK$1,038/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,118/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,859
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,338
−HK$485/mo
Today · 4.125%
HK$18,823
baseline
▲ 0.50% · 4.625%
HK$19,816
+HK$993/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,646/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,639
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,281
−HK$653/mo
Today · 4.125%
HK$21,934
baseline
▲ 0.50% · 4.625%
HK$23,268
+HK$1,334/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,868/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,961
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,577
−HK$625/mo
Today · 4.125%
HK$24,202
baseline
▲ 0.50% · 4.625%
HK$25,477
+HK$1,275/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$48,404/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,142 · Scale 2, in force from 26 Feb 2026)