LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,666
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$118,233
−HK$3,624/mo
Today · 4.125%
HK$121,857
baseline
▲ 0.50% · 4.625%
HK$129,272
+HK$7,415/mo
Deposit HK$25.14M · loan HK$25.14M · min. income ≈ HK$243,714/mo (50% DSR)
Upfront cash ≈ HK$27.28M (deposit + AVD stamp duty HK$2,137,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,565
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$130,986
−HK$3,471/mo
Today · 4.125%
HK$134,457
baseline
▲ 0.50% · 4.625%
HK$141,545
+HK$7,088/mo
Deposit HK$25.14M · loan HK$25.14M · min. income ≈ HK$268,914/mo (50% DSR)
Upfront cash ≈ HK$27.28M (deposit + AVD stamp duty HK$2,137,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,600
−HK$8,628/mo
▼ 0.25% · 3.875%
HK$141,880
−HK$4,348/mo
Today · 4.125%
HK$146,228
baseline
▲ 0.50% · 4.625%
HK$155,126
+HK$8,898/mo
Deposit HK$20.11M · loan HK$30.17M · min. income ≈ HK$292,456/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,137,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,078
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$157,184
−HK$4,165/mo
Today · 4.125%
HK$161,349
baseline
▲ 0.50% · 4.625%
HK$169,853
+HK$8,504/mo
Deposit HK$20.11M · loan HK$30.17M · min. income ≈ HK$322,698/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,137,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,533
−HK$10,067/mo
▼ 0.25% · 3.875%
HK$165,526
−HK$5,074/mo
Today · 4.125%
HK$170,600
baseline
▲ 0.50% · 4.625%
HK$180,980
+HK$10,380/mo
Deposit HK$15.09M · loan HK$35.20M · min. income ≈ HK$341,200/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$2,137,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,591
−HK$9,649/mo
▼ 0.25% · 3.875%
HK$183,381
−HK$4,859/mo
Today · 4.125%
HK$188,240
baseline
▲ 0.50% · 4.625%
HK$198,162
+HK$9,922/mo
Deposit HK$15.09M · loan HK$35.20M · min. income ≈ HK$376,480/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$2,137,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,399
−HK$12,944/mo
▼ 0.25% · 3.875%
HK$212,820
−HK$6,523/mo
Today · 4.125%
HK$219,343
baseline
▲ 0.50% · 4.625%
HK$232,689
+HK$13,346/mo
Deposit HK$5.03M · loan HK$45.26M · min. income ≈ HK$438,686/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,137,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,617
−HK$12,406/mo
▼ 0.25% · 3.875%
HK$235,776
−HK$6,247/mo
Today · 4.125%
HK$242,023
baseline
▲ 0.50% · 4.625%
HK$254,780
+HK$12,757/mo
Deposit HK$5.03M · loan HK$45.26M · min. income ≈ HK$484,046/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,137,181 · Scale 2, in force from 26 Feb 2026)