LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,467
−HK$719/mo
▼ 0.25% · 3.875%
HK$11,824
−HK$362/mo
Today · 4.125%
HK$12,186
baseline
▲ 0.50% · 4.625%
HK$12,927
+HK$741/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,372/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,757
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,099
−HK$347/mo
Today · 4.125%
HK$13,446
baseline
▲ 0.50% · 4.625%
HK$14,155
+HK$709/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,892/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,760
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,188
−HK$435/mo
Today · 4.125%
HK$14,623
baseline
▲ 0.50% · 4.625%
HK$15,513
+HK$890/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$29,246/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$113,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,308
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,719
−HK$416/mo
Today · 4.125%
HK$16,135
baseline
▲ 0.50% · 4.625%
HK$16,986
+HK$851/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$32,270/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$113,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,054
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,553
−HK$507/mo
Today · 4.125%
HK$17,060
baseline
▲ 0.50% · 4.625%
HK$18,098
+HK$1,038/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,120/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,859
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,338
−HK$486/mo
Today · 4.125%
HK$18,824
baseline
▲ 0.50% · 4.625%
HK$19,817
+HK$993/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,648/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,640
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,282
−HK$653/mo
Today · 4.125%
HK$21,935
baseline
▲ 0.50% · 4.625%
HK$23,269
+HK$1,334/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,870/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,962
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,578
−HK$625/mo
Today · 4.125%
HK$24,203
baseline
▲ 0.50% · 4.625%
HK$25,478
+HK$1,275/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$48,406/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,147 · Scale 2, in force from 26 Feb 2026)