LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,690
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$118,257
−HK$3,625/mo
Today · 4.125%
HK$121,882
baseline
▲ 0.50% · 4.625%
HK$129,298
+HK$7,416/mo
Deposit HK$25.15M · loan HK$25.15M · min. income ≈ HK$243,764/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,137,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,591
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$131,013
−HK$3,471/mo
Today · 4.125%
HK$134,484
baseline
▲ 0.50% · 4.625%
HK$141,573
+HK$7,089/mo
Deposit HK$25.15M · loan HK$25.15M · min. income ≈ HK$268,968/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,137,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,628
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$141,909
−HK$4,349/mo
Today · 4.125%
HK$146,258
baseline
▲ 0.50% · 4.625%
HK$155,158
+HK$8,900/mo
Deposit HK$20.12M · loan HK$30.18M · min. income ≈ HK$292,516/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,137,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,109
−HK$8,272/mo
▼ 0.25% · 3.875%
HK$157,216
−HK$4,165/mo
Today · 4.125%
HK$161,381
baseline
▲ 0.50% · 4.625%
HK$169,888
+HK$8,507/mo
Deposit HK$20.12M · loan HK$30.18M · min. income ≈ HK$322,762/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,137,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,566
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$165,560
−HK$5,074/mo
Today · 4.125%
HK$170,634
baseline
▲ 0.50% · 4.625%
HK$181,017
+HK$10,383/mo
Deposit HK$15.09M · loan HK$35.21M · min. income ≈ HK$341,268/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,137,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,628
−HK$9,650/mo
▼ 0.25% · 3.875%
HK$183,418
−HK$4,860/mo
Today · 4.125%
HK$188,278
baseline
▲ 0.50% · 4.625%
HK$198,203
+HK$9,925/mo
Deposit HK$15.09M · loan HK$35.21M · min. income ≈ HK$376,556/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,137,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,441
−HK$12,946/mo
▼ 0.25% · 3.875%
HK$212,863
−HK$6,524/mo
Today · 4.125%
HK$219,387
baseline
▲ 0.50% · 4.625%
HK$232,736
+HK$13,349/mo
Deposit HK$5.03M · loan HK$45.27M · min. income ≈ HK$438,774/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,137,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,664
−HK$12,408/mo
▼ 0.25% · 3.875%
HK$235,824
−HK$6,248/mo
Today · 4.125%
HK$242,072
baseline
▲ 0.50% · 4.625%
HK$254,832
+HK$12,760/mo
Deposit HK$5.03M · loan HK$45.27M · min. income ≈ HK$484,144/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,137,616 · Scale 2, in force from 26 Feb 2026)