LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,469
−HK$719/mo
▼ 0.25% · 3.875%
HK$11,826
−HK$362/mo
Today · 4.125%
HK$12,188
baseline
▲ 0.50% · 4.625%
HK$12,930
+HK$742/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,376/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,759
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,101
−HK$348/mo
Today · 4.125%
HK$13,449
baseline
▲ 0.50% · 4.625%
HK$14,157
+HK$708/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,898/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,763
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,191
−HK$435/mo
Today · 4.125%
HK$14,626
baseline
▲ 0.50% · 4.625%
HK$15,516
+HK$890/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$29,252/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,311
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,722
−HK$416/mo
Today · 4.125%
HK$16,138
baseline
▲ 0.50% · 4.625%
HK$16,989
+HK$851/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$32,276/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,057
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,556
−HK$508/mo
Today · 4.125%
HK$17,064
baseline
▲ 0.50% · 4.625%
HK$18,102
+HK$1,038/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,128/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,863
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,342
−HK$486/mo
Today · 4.125%
HK$18,828
baseline
▲ 0.50% · 4.625%
HK$19,820
+HK$992/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,656/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,644
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,286
−HK$653/mo
Today · 4.125%
HK$21,939
baseline
▲ 0.50% · 4.625%
HK$23,274
+HK$1,335/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,878/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,967
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,583
−HK$624/mo
Today · 4.125%
HK$24,207
baseline
▲ 0.50% · 4.625%
HK$25,483
+HK$1,276/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$48,414/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,169 · Scale 2, in force from 26 Feb 2026)