LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,698
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$118,265
−HK$3,625/mo
Today · 4.125%
HK$121,890
baseline
▲ 0.50% · 4.625%
HK$129,307
+HK$7,417/mo
Deposit HK$25.15M · loan HK$25.15M · min. income ≈ HK$243,780/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,137,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,600
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$131,022
−HK$3,472/mo
Today · 4.125%
HK$134,494
baseline
▲ 0.50% · 4.625%
HK$141,583
+HK$7,089/mo
Deposit HK$25.15M · loan HK$25.15M · min. income ≈ HK$268,988/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,137,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,637
−HK$8,631/mo
▼ 0.25% · 3.875%
HK$141,918
−HK$4,350/mo
Today · 4.125%
HK$146,268
baseline
▲ 0.50% · 4.625%
HK$155,168
+HK$8,900/mo
Deposit HK$20.12M · loan HK$30.18M · min. income ≈ HK$292,536/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,137,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,120
−HK$8,272/mo
▼ 0.25% · 3.875%
HK$157,226
−HK$4,166/mo
Today · 4.125%
HK$161,392
baseline
▲ 0.50% · 4.625%
HK$169,900
+HK$8,508/mo
Deposit HK$20.12M · loan HK$30.18M · min. income ≈ HK$322,784/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,137,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,577
−HK$10,069/mo
▼ 0.25% · 3.875%
HK$165,571
−HK$5,075/mo
Today · 4.125%
HK$170,646
baseline
▲ 0.50% · 4.625%
HK$181,030
+HK$10,384/mo
Deposit HK$15.09M · loan HK$35.21M · min. income ≈ HK$341,292/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,137,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,640
−HK$9,651/mo
▼ 0.25% · 3.875%
HK$183,431
−HK$4,860/mo
Today · 4.125%
HK$188,291
baseline
▲ 0.50% · 4.625%
HK$198,216
+HK$9,925/mo
Deposit HK$15.09M · loan HK$35.21M · min. income ≈ HK$376,582/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,137,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,456
−HK$12,946/mo
▼ 0.25% · 3.875%
HK$212,877
−HK$6,525/mo
Today · 4.125%
HK$219,402
baseline
▲ 0.50% · 4.625%
HK$232,752
+HK$13,350/mo
Deposit HK$5.03M · loan HK$45.27M · min. income ≈ HK$438,804/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,137,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,680
−HK$12,409/mo
▼ 0.25% · 3.875%
HK$235,840
−HK$6,249/mo
Today · 4.125%
HK$242,089
baseline
▲ 0.50% · 4.625%
HK$254,849
+HK$12,760/mo
Deposit HK$5.03M · loan HK$45.27M · min. income ≈ HK$484,178/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,137,762 · Scale 2, in force from 26 Feb 2026)