LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,721
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$118,290
−HK$3,625/mo
Today · 4.125%
HK$121,915
baseline
▲ 0.50% · 4.625%
HK$129,334
+HK$7,419/mo
Deposit HK$25.16M · loan HK$25.16M · min. income ≈ HK$243,830/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,138,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,626
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,049
−HK$3,473/mo
Today · 4.125%
HK$134,522
baseline
▲ 0.50% · 4.625%
HK$141,612
+HK$7,090/mo
Deposit HK$25.16M · loan HK$25.16M · min. income ≈ HK$269,044/mo (50% DSR)
Upfront cash ≈ HK$27.29M (deposit + AVD stamp duty HK$2,138,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,666
−HK$8,632/mo
▼ 0.25% · 3.875%
HK$141,948
−HK$4,350/mo
Today · 4.125%
HK$146,298
baseline
▲ 0.50% · 4.625%
HK$155,200
+HK$8,902/mo
Deposit HK$20.12M · loan HK$30.19M · min. income ≈ HK$292,596/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,138,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,152
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$157,259
−HK$4,167/mo
Today · 4.125%
HK$161,426
baseline
▲ 0.50% · 4.625%
HK$169,935
+HK$8,509/mo
Deposit HK$20.12M · loan HK$30.19M · min. income ≈ HK$322,852/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,138,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,610
−HK$10,072/mo
▼ 0.25% · 3.875%
HK$165,606
−HK$5,076/mo
Today · 4.125%
HK$170,682
baseline
▲ 0.50% · 4.625%
HK$181,067
+HK$10,385/mo
Deposit HK$15.09M · loan HK$35.22M · min. income ≈ HK$341,364/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,138,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,677
−HK$9,653/mo
▼ 0.25% · 3.875%
HK$183,469
−HK$4,861/mo
Today · 4.125%
HK$188,330
baseline
▲ 0.50% · 4.625%
HK$198,257
+HK$9,927/mo
Deposit HK$15.09M · loan HK$35.22M · min. income ≈ HK$376,660/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,138,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,498
−HK$12,950/mo
▼ 0.25% · 3.875%
HK$212,922
−HK$6,526/mo
Today · 4.125%
HK$219,448
baseline
▲ 0.50% · 4.625%
HK$232,801
+HK$13,353/mo
Deposit HK$5.03M · loan HK$45.28M · min. income ≈ HK$438,896/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,138,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,727
−HK$12,412/mo
▼ 0.25% · 3.875%
HK$235,889
−HK$6,250/mo
Today · 4.125%
HK$242,139
baseline
▲ 0.50% · 4.625%
HK$254,902
+HK$12,763/mo
Deposit HK$5.03M · loan HK$45.28M · min. income ≈ HK$484,278/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,138,206 · Scale 2, in force from 26 Feb 2026)