LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,473
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,830
−HK$363/mo
Today · 4.125%
HK$12,193
baseline
▲ 0.50% · 4.625%
HK$12,935
+HK$742/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,386/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,764
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,106
−HK$348/mo
Today · 4.125%
HK$13,454
baseline
▲ 0.50% · 4.625%
HK$14,163
+HK$709/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,908/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,768
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,196
−HK$435/mo
Today · 4.125%
HK$14,631
baseline
▲ 0.50% · 4.625%
HK$15,522
+HK$891/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$29,262/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,317
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,728
−HK$416/mo
Today · 4.125%
HK$16,144
baseline
▲ 0.50% · 4.625%
HK$16,995
+HK$851/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$32,288/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,063
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,562
−HK$508/mo
Today · 4.125%
HK$17,070
baseline
▲ 0.50% · 4.625%
HK$18,109
+HK$1,039/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,140/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,870
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,349
−HK$486/mo
Today · 4.125%
HK$18,835
baseline
▲ 0.50% · 4.625%
HK$19,828
+HK$993/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,670/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,652
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,294
−HK$653/mo
Today · 4.125%
HK$21,947
baseline
▲ 0.50% · 4.625%
HK$23,283
+HK$1,336/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,894/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,975
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,591
−HK$626/mo
Today · 4.125%
HK$24,217
baseline
▲ 0.50% · 4.625%
HK$25,493
+HK$1,276/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$48,434/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,212 · Scale 2, in force from 26 Feb 2026)