LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,474
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,831
−HK$363/mo
Today · 4.125%
HK$12,194
baseline
▲ 0.50% · 4.625%
HK$12,936
+HK$742/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,388/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,765
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,107
−HK$347/mo
Today · 4.125%
HK$13,454
baseline
▲ 0.50% · 4.625%
HK$14,164
+HK$710/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,908/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,769
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,197
−HK$435/mo
Today · 4.125%
HK$14,632
baseline
▲ 0.50% · 4.625%
HK$15,523
+HK$891/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$29,264/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,318
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,729
−HK$416/mo
Today · 4.125%
HK$16,145
baseline
▲ 0.50% · 4.625%
HK$16,996
+HK$851/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$32,290/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,064
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,563
−HK$508/mo
Today · 4.125%
HK$17,071
baseline
▲ 0.50% · 4.625%
HK$18,110
+HK$1,039/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,142/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,871
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,350
−HK$486/mo
Today · 4.125%
HK$18,836
baseline
▲ 0.50% · 4.625%
HK$19,829
+HK$993/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,672/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,653
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,296
−HK$653/mo
Today · 4.125%
HK$21,949
baseline
▲ 0.50% · 4.625%
HK$23,284
+HK$1,335/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,898/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,977
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,593
−HK$625/mo
Today · 4.125%
HK$24,218
baseline
▲ 0.50% · 4.625%
HK$25,495
+HK$1,277/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$48,436/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,219 · Scale 2, in force from 26 Feb 2026)