LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,742
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$118,311
−HK$3,626/mo
Today · 4.125%
HK$121,937
baseline
▲ 0.50% · 4.625%
HK$129,357
+HK$7,420/mo
Deposit HK$25.16M · loan HK$25.16M · min. income ≈ HK$243,874/mo (50% DSR)
Upfront cash ≈ HK$27.30M (deposit + AVD stamp duty HK$2,138,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,649
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,072
−HK$3,473/mo
Today · 4.125%
HK$134,545
baseline
▲ 0.50% · 4.625%
HK$141,637
+HK$7,092/mo
Deposit HK$25.16M · loan HK$25.16M · min. income ≈ HK$269,090/mo (50% DSR)
Upfront cash ≈ HK$27.30M (deposit + AVD stamp duty HK$2,138,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,690
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$141,973
−HK$4,351/mo
Today · 4.125%
HK$146,324
baseline
▲ 0.50% · 4.625%
HK$155,228
+HK$8,904/mo
Deposit HK$20.13M · loan HK$30.19M · min. income ≈ HK$292,648/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,138,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,179
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$157,287
−HK$4,167/mo
Today · 4.125%
HK$161,454
baseline
▲ 0.50% · 4.625%
HK$169,965
+HK$8,511/mo
Deposit HK$20.13M · loan HK$30.19M · min. income ≈ HK$322,908/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,138,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,638
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$165,635
−HK$5,077/mo
Today · 4.125%
HK$170,712
baseline
▲ 0.50% · 4.625%
HK$181,099
+HK$10,387/mo
Deposit HK$15.10M · loan HK$35.22M · min. income ≈ HK$341,424/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,138,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,708
−HK$9,656/mo
▼ 0.25% · 3.875%
HK$183,501
−HK$4,863/mo
Today · 4.125%
HK$188,364
baseline
▲ 0.50% · 4.625%
HK$198,292
+HK$9,928/mo
Deposit HK$15.10M · loan HK$35.22M · min. income ≈ HK$376,728/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,138,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,535
−HK$12,952/mo
▼ 0.25% · 3.875%
HK$212,959
−HK$6,528/mo
Today · 4.125%
HK$219,487
baseline
▲ 0.50% · 4.625%
HK$232,842
+HK$13,355/mo
Deposit HK$5.03M · loan HK$45.29M · min. income ≈ HK$438,974/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,138,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,768
−HK$12,414/mo
▼ 0.25% · 3.875%
HK$235,930
−HK$6,252/mo
Today · 4.125%
HK$242,182
baseline
▲ 0.50% · 4.625%
HK$254,947
+HK$12,765/mo
Deposit HK$5.03M · loan HK$45.29M · min. income ≈ HK$484,364/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,138,584 · Scale 2, in force from 26 Feb 2026)