LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,743
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,313
−HK$3,626/mo
Today · 4.125%
HK$121,939
baseline
▲ 0.50% · 4.625%
HK$129,358
+HK$7,419/mo
Deposit HK$25.16M · loan HK$25.16M · min. income ≈ HK$243,878/mo (50% DSR)
Upfront cash ≈ HK$27.30M (deposit + AVD stamp duty HK$2,138,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,651
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,074
−HK$3,473/mo
Today · 4.125%
HK$134,547
baseline
▲ 0.50% · 4.625%
HK$141,640
+HK$7,093/mo
Deposit HK$25.16M · loan HK$25.16M · min. income ≈ HK$269,094/mo (50% DSR)
Upfront cash ≈ HK$27.30M (deposit + AVD stamp duty HK$2,138,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,692
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$141,975
−HK$4,352/mo
Today · 4.125%
HK$146,327
baseline
▲ 0.50% · 4.625%
HK$155,230
+HK$8,903/mo
Deposit HK$20.13M · loan HK$30.19M · min. income ≈ HK$292,654/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,138,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,181
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$157,289
−HK$4,168/mo
Today · 4.125%
HK$161,457
baseline
▲ 0.50% · 4.625%
HK$169,968
+HK$8,511/mo
Deposit HK$20.13M · loan HK$30.19M · min. income ≈ HK$322,914/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,138,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,641
−HK$10,073/mo
▼ 0.25% · 3.875%
HK$165,638
−HK$5,076/mo
Today · 4.125%
HK$170,714
baseline
▲ 0.50% · 4.625%
HK$181,102
+HK$10,388/mo
Deposit HK$15.10M · loan HK$35.22M · min. income ≈ HK$341,428/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,138,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,711
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$183,504
−HK$4,862/mo
Today · 4.125%
HK$188,366
baseline
▲ 0.50% · 4.625%
HK$198,295
+HK$9,929/mo
Deposit HK$15.10M · loan HK$35.22M · min. income ≈ HK$376,732/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$2,138,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,538
−HK$12,952/mo
▼ 0.25% · 3.875%
HK$212,963
−HK$6,527/mo
Today · 4.125%
HK$219,490
baseline
▲ 0.50% · 4.625%
HK$232,845
+HK$13,355/mo
Deposit HK$5.03M · loan HK$45.29M · min. income ≈ HK$438,980/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,138,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,772
−HK$12,413/mo
▼ 0.25% · 3.875%
HK$235,934
−HK$6,251/mo
Today · 4.125%
HK$242,185
baseline
▲ 0.50% · 4.625%
HK$254,951
+HK$12,766/mo
Deposit HK$5.03M · loan HK$45.29M · min. income ≈ HK$484,370/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,138,617 · Scale 2, in force from 26 Feb 2026)