LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,475
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,832
−HK$363/mo
Today · 4.125%
HK$12,195
baseline
▲ 0.50% · 4.625%
HK$12,937
+HK$742/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,390/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,766
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,108
−HK$347/mo
Today · 4.125%
HK$13,455
baseline
▲ 0.50% · 4.625%
HK$14,165
+HK$710/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,910/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,770
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,198
−HK$435/mo
Today · 4.125%
HK$14,633
baseline
▲ 0.50% · 4.625%
HK$15,524
+HK$891/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$29,266/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,319
−HK$828/mo
▼ 0.25% · 3.875%
HK$15,730
−HK$417/mo
Today · 4.125%
HK$16,147
baseline
▲ 0.50% · 4.625%
HK$16,998
+HK$851/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$32,294/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,065
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,565
−HK$507/mo
Today · 4.125%
HK$17,072
baseline
▲ 0.50% · 4.625%
HK$18,111
+HK$1,039/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,144/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,872
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,351
−HK$487/mo
Today · 4.125%
HK$18,838
baseline
▲ 0.50% · 4.625%
HK$19,831
+HK$993/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,676/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,655
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,297
−HK$653/mo
Today · 4.125%
HK$21,950
baseline
▲ 0.50% · 4.625%
HK$23,286
+HK$1,336/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,900/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,978
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,595
−HK$625/mo
Today · 4.125%
HK$24,220
baseline
▲ 0.50% · 4.625%
HK$25,496
+HK$1,276/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$48,440/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,227 · Scale 2, in force from 26 Feb 2026)