LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,768
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$118,338
−HK$3,627/mo
Today · 4.125%
HK$121,965
baseline
▲ 0.50% · 4.625%
HK$129,386
+HK$7,421/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$243,930/mo (50% DSR)
Upfront cash ≈ HK$27.30M (deposit + AVD stamp duty HK$2,139,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,678
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,103
−HK$3,473/mo
Today · 4.125%
HK$134,576
baseline
▲ 0.50% · 4.625%
HK$141,670
+HK$7,094/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$269,152/mo (50% DSR)
Upfront cash ≈ HK$27.30M (deposit + AVD stamp duty HK$2,139,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,722
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$142,006
−HK$4,352/mo
Today · 4.125%
HK$146,358
baseline
▲ 0.50% · 4.625%
HK$155,264
+HK$8,906/mo
Deposit HK$20.13M · loan HK$30.20M · min. income ≈ HK$292,716/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,139,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,214
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$157,323
−HK$4,169/mo
Today · 4.125%
HK$161,492
baseline
▲ 0.50% · 4.625%
HK$170,004
+HK$8,512/mo
Deposit HK$20.13M · loan HK$30.20M · min. income ≈ HK$322,984/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,139,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,675
−HK$10,076/mo
▼ 0.25% · 3.875%
HK$165,673
−HK$5,078/mo
Today · 4.125%
HK$170,751
baseline
▲ 0.50% · 4.625%
HK$181,141
+HK$10,390/mo
Deposit HK$15.10M · loan HK$35.23M · min. income ≈ HK$341,502/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,750
−HK$9,657/mo
▼ 0.25% · 3.875%
HK$183,544
−HK$4,863/mo
Today · 4.125%
HK$188,407
baseline
▲ 0.50% · 4.625%
HK$198,338
+HK$9,931/mo
Deposit HK$15.10M · loan HK$35.23M · min. income ≈ HK$376,814/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,583
−HK$12,954/mo
▼ 0.25% · 3.875%
HK$213,009
−HK$6,528/mo
Today · 4.125%
HK$219,537
baseline
▲ 0.50% · 4.625%
HK$232,896
+HK$13,359/mo
Deposit HK$5.03M · loan HK$45.30M · min. income ≈ HK$439,074/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,821
−HK$12,417/mo
▼ 0.25% · 3.875%
HK$235,985
−HK$6,253/mo
Today · 4.125%
HK$242,238
baseline
▲ 0.50% · 4.625%
HK$255,006
+HK$12,768/mo
Deposit HK$5.03M · loan HK$45.30M · min. income ≈ HK$484,476/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,079 · Scale 2, in force from 26 Feb 2026)