LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,478
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,835
−HK$363/mo
Today · 4.125%
HK$12,198
baseline
▲ 0.50% · 4.625%
HK$12,940
+HK$742/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,396/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,770
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,112
−HK$348/mo
Today · 4.125%
HK$13,460
baseline
▲ 0.50% · 4.625%
HK$14,169
+HK$709/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,920/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,774
−HK$864/mo
▼ 0.25% · 3.875%
HK$14,203
−HK$435/mo
Today · 4.125%
HK$14,638
baseline
▲ 0.50% · 4.625%
HK$15,529
+HK$891/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$29,276/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,324
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,734
−HK$417/mo
Today · 4.125%
HK$16,151
baseline
▲ 0.50% · 4.625%
HK$17,003
+HK$852/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$32,302/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,070
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,570
−HK$507/mo
Today · 4.125%
HK$17,077
baseline
▲ 0.50% · 4.625%
HK$18,117
+HK$1,040/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,154/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,877
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,357
−HK$486/mo
Today · 4.125%
HK$18,843
baseline
▲ 0.50% · 4.625%
HK$19,837
+HK$994/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,686/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,661
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,304
−HK$653/mo
Today · 4.125%
HK$21,957
baseline
▲ 0.50% · 4.625%
HK$23,293
+HK$1,336/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,914/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,985
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,602
−HK$625/mo
Today · 4.125%
HK$24,227
baseline
▲ 0.50% · 4.625%
HK$25,504
+HK$1,277/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$48,454/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,261 · Scale 2, in force from 26 Feb 2026)