LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,789
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$118,360
−HK$3,628/mo
Today · 4.125%
HK$121,988
baseline
▲ 0.50% · 4.625%
HK$129,410
+HK$7,422/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$243,976/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,139,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,702
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$131,127
−HK$3,474/mo
Today · 4.125%
HK$134,601
baseline
▲ 0.50% · 4.625%
HK$141,696
+HK$7,095/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$269,202/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,139,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,747
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$142,032
−HK$4,353/mo
Today · 4.125%
HK$146,385
baseline
▲ 0.50% · 4.625%
HK$155,292
+HK$8,907/mo
Deposit HK$20.14M · loan HK$30.20M · min. income ≈ HK$292,770/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,139,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,242
−HK$8,280/mo
▼ 0.25% · 3.875%
HK$157,352
−HK$4,170/mo
Today · 4.125%
HK$161,522
baseline
▲ 0.50% · 4.625%
HK$170,036
+HK$8,514/mo
Deposit HK$20.14M · loan HK$30.20M · min. income ≈ HK$323,044/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,139,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,705
−HK$10,078/mo
▼ 0.25% · 3.875%
HK$165,704
−HK$5,079/mo
Today · 4.125%
HK$170,783
baseline
▲ 0.50% · 4.625%
HK$181,175
+HK$10,392/mo
Deposit HK$15.10M · loan HK$35.24M · min. income ≈ HK$341,566/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,783
−HK$9,659/mo
▼ 0.25% · 3.875%
HK$183,578
−HK$4,864/mo
Today · 4.125%
HK$188,442
baseline
▲ 0.50% · 4.625%
HK$198,375
+HK$9,933/mo
Deposit HK$15.10M · loan HK$35.24M · min. income ≈ HK$376,884/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,621
−HK$12,957/mo
▼ 0.25% · 3.875%
HK$213,048
−HK$6,530/mo
Today · 4.125%
HK$219,578
baseline
▲ 0.50% · 4.625%
HK$232,939
+HK$13,361/mo
Deposit HK$5.03M · loan HK$45.31M · min. income ≈ HK$439,156/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,864
−HK$12,419/mo
▼ 0.25% · 3.875%
HK$236,029
−HK$6,254/mo
Today · 4.125%
HK$242,283
baseline
▲ 0.50% · 4.625%
HK$255,054
+HK$12,771/mo
Deposit HK$5.03M · loan HK$45.31M · min. income ≈ HK$484,566/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,475 · Scale 2, in force from 26 Feb 2026)