LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,480
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,837
−HK$363/mo
Today · 4.125%
HK$12,200
baseline
▲ 0.50% · 4.625%
HK$12,943
+HK$743/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,400/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,772
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,114
−HK$348/mo
Today · 4.125%
HK$13,462
baseline
▲ 0.50% · 4.625%
HK$14,171
+HK$709/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,924/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,776
−HK$864/mo
▼ 0.25% · 3.875%
HK$14,205
−HK$435/mo
Today · 4.125%
HK$14,640
baseline
▲ 0.50% · 4.625%
HK$15,531
+HK$891/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$29,280/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,326
−HK$828/mo
▼ 0.25% · 3.875%
HK$15,737
−HK$417/mo
Today · 4.125%
HK$16,154
baseline
▲ 0.50% · 4.625%
HK$17,006
+HK$852/mo
Deposit HK$2.01M · loan HK$3.02M · min. income ≈ HK$32,308/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,072
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,572
−HK$508/mo
Today · 4.125%
HK$17,080
baseline
▲ 0.50% · 4.625%
HK$18,120
+HK$1,040/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$34,160/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,880
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,360
−HK$486/mo
Today · 4.125%
HK$18,846
baseline
▲ 0.50% · 4.625%
HK$19,840
+HK$994/mo
Deposit HK$1.51M · loan HK$3.52M · min. income ≈ HK$37,692/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$113,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,665
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,307
−HK$653/mo
Today · 4.125%
HK$21,960
baseline
▲ 0.50% · 4.625%
HK$23,297
+HK$1,337/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,920/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,989
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,606
−HK$625/mo
Today · 4.125%
HK$24,231
baseline
▲ 0.50% · 4.625%
HK$25,508
+HK$1,277/mo
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$48,462/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,280 · Scale 2, in force from 26 Feb 2026)