LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,806
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$118,377
−HK$3,628/mo
Today · 4.125%
HK$122,005
baseline
▲ 0.50% · 4.625%
HK$129,429
+HK$7,424/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$244,010/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,139,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,720
−HK$6,900/mo
▼ 0.25% · 3.875%
HK$131,146
−HK$3,474/mo
Today · 4.125%
HK$134,620
baseline
▲ 0.50% · 4.625%
HK$141,716
+HK$7,096/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$269,240/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,139,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,767
−HK$8,639/mo
▼ 0.25% · 3.875%
HK$142,052
−HK$4,354/mo
Today · 4.125%
HK$146,406
baseline
▲ 0.50% · 4.625%
HK$155,314
+HK$8,908/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$292,812/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,139,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,264
−HK$8,281/mo
▼ 0.25% · 3.875%
HK$157,375
−HK$4,170/mo
Today · 4.125%
HK$161,545
baseline
▲ 0.50% · 4.625%
HK$170,060
+HK$8,515/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$323,090/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,139,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,728
−HK$10,079/mo
▼ 0.25% · 3.875%
HK$165,727
−HK$5,080/mo
Today · 4.125%
HK$170,807
baseline
▲ 0.50% · 4.625%
HK$181,200
+HK$10,393/mo
Deposit HK$15.10M · loan HK$35.24M · min. income ≈ HK$341,614/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,808
−HK$9,661/mo
▼ 0.25% · 3.875%
HK$183,604
−HK$4,865/mo
Today · 4.125%
HK$188,469
baseline
▲ 0.50% · 4.625%
HK$198,403
+HK$9,934/mo
Deposit HK$15.10M · loan HK$35.24M · min. income ≈ HK$376,938/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,650
−HK$12,959/mo
▼ 0.25% · 3.875%
HK$213,078
−HK$6,531/mo
Today · 4.125%
HK$219,609
baseline
▲ 0.50% · 4.625%
HK$232,972
+HK$13,363/mo
Deposit HK$5.03M · loan HK$45.31M · min. income ≈ HK$439,218/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,896
−HK$12,421/mo
▼ 0.25% · 3.875%
HK$236,062
−HK$6,255/mo
Today · 4.125%
HK$242,317
baseline
▲ 0.50% · 4.625%
HK$255,090
+HK$12,773/mo
Deposit HK$5.03M · loan HK$45.31M · min. income ≈ HK$484,634/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,777 · Scale 2, in force from 26 Feb 2026)