LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,806
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,378
−HK$3,628/mo
Today · 4.125%
HK$122,006
baseline
▲ 0.50% · 4.625%
HK$129,430
+HK$7,424/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$244,012/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,139,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,721
−HK$6,900/mo
▼ 0.25% · 3.875%
HK$131,146
−HK$3,475/mo
Today · 4.125%
HK$134,621
baseline
▲ 0.50% · 4.625%
HK$141,717
+HK$7,096/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$269,242/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,139,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,768
−HK$8,639/mo
▼ 0.25% · 3.875%
HK$142,053
−HK$4,354/mo
Today · 4.125%
HK$146,407
baseline
▲ 0.50% · 4.625%
HK$155,315
+HK$8,908/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$292,814/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,139,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,265
−HK$8,281/mo
▼ 0.25% · 3.875%
HK$157,376
−HK$4,170/mo
Today · 4.125%
HK$161,546
baseline
▲ 0.50% · 4.625%
HK$170,061
+HK$8,515/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$323,092/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,139,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,729
−HK$10,079/mo
▼ 0.25% · 3.875%
HK$165,729
−HK$5,079/mo
Today · 4.125%
HK$170,808
baseline
▲ 0.50% · 4.625%
HK$181,201
+HK$10,393/mo
Deposit HK$15.10M · loan HK$35.24M · min. income ≈ HK$341,616/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,809
−HK$9,661/mo
▼ 0.25% · 3.875%
HK$183,605
−HK$4,865/mo
Today · 4.125%
HK$188,470
baseline
▲ 0.50% · 4.625%
HK$198,404
+HK$9,934/mo
Deposit HK$15.10M · loan HK$35.24M · min. income ≈ HK$376,940/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,651
−HK$12,959/mo
▼ 0.25% · 3.875%
HK$213,080
−HK$6,530/mo
Today · 4.125%
HK$219,610
baseline
▲ 0.50% · 4.625%
HK$232,973
+HK$13,363/mo
Deposit HK$5.03M · loan HK$45.31M · min. income ≈ HK$439,220/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,898
−HK$12,420/mo
▼ 0.25% · 3.875%
HK$236,063
−HK$6,255/mo
Today · 4.125%
HK$242,318
baseline
▲ 0.50% · 4.625%
HK$255,091
+HK$12,773/mo
Deposit HK$5.03M · loan HK$45.31M · min. income ≈ HK$484,636/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,791 · Scale 2, in force from 26 Feb 2026)