LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,807
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,379
−HK$3,628/mo
Today · 4.125%
HK$122,007
baseline
▲ 0.50% · 4.625%
HK$129,431
+HK$7,424/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$244,014/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,139,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,722
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$131,148
−HK$3,475/mo
Today · 4.125%
HK$134,623
baseline
▲ 0.50% · 4.625%
HK$141,719
+HK$7,096/mo
Deposit HK$25.17M · loan HK$25.17M · min. income ≈ HK$269,246/mo (50% DSR)
Upfront cash ≈ HK$27.31M (deposit + AVD stamp duty HK$2,139,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,769
−HK$8,639/mo
▼ 0.25% · 3.875%
HK$142,054
−HK$4,354/mo
Today · 4.125%
HK$146,408
baseline
▲ 0.50% · 4.625%
HK$155,317
+HK$8,909/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$292,816/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,139,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,267
−HK$8,280/mo
▼ 0.25% · 3.875%
HK$157,377
−HK$4,170/mo
Today · 4.125%
HK$161,547
baseline
▲ 0.50% · 4.625%
HK$170,063
+HK$8,516/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$323,094/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,139,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,730
−HK$10,080/mo
▼ 0.25% · 3.875%
HK$165,730
−HK$5,080/mo
Today · 4.125%
HK$170,810
baseline
▲ 0.50% · 4.625%
HK$181,203
+HK$10,393/mo
Deposit HK$15.10M · loan HK$35.24M · min. income ≈ HK$341,620/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,811
−HK$9,661/mo
▼ 0.25% · 3.875%
HK$183,607
−HK$4,865/mo
Today · 4.125%
HK$188,472
baseline
▲ 0.50% · 4.625%
HK$198,406
+HK$9,934/mo
Deposit HK$15.10M · loan HK$35.24M · min. income ≈ HK$376,944/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$2,139,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,653
−HK$12,959/mo
▼ 0.25% · 3.875%
HK$213,082
−HK$6,530/mo
Today · 4.125%
HK$219,612
baseline
▲ 0.50% · 4.625%
HK$232,975
+HK$13,363/mo
Deposit HK$5.03M · loan HK$45.31M · min. income ≈ HK$439,224/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,900
−HK$12,421/mo
▼ 0.25% · 3.875%
HK$236,066
−HK$6,255/mo
Today · 4.125%
HK$242,321
baseline
▲ 0.50% · 4.625%
HK$255,094
+HK$12,773/mo
Deposit HK$5.03M · loan HK$45.31M · min. income ≈ HK$484,642/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$2,139,812 · Scale 2, in force from 26 Feb 2026)