LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,819
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,390
−HK$3,629/mo
Today · 4.125%
HK$122,019
baseline
▲ 0.50% · 4.625%
HK$129,444
+HK$7,425/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$244,038/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,735
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$131,161
−HK$3,475/mo
Today · 4.125%
HK$134,636
baseline
▲ 0.50% · 4.625%
HK$141,733
+HK$7,097/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$269,272/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,783
−HK$8,640/mo
▼ 0.25% · 3.875%
HK$142,068
−HK$4,355/mo
Today · 4.125%
HK$146,423
baseline
▲ 0.50% · 4.625%
HK$155,332
+HK$8,909/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$292,846/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,140,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,282
−HK$8,281/mo
▼ 0.25% · 3.875%
HK$157,393
−HK$4,170/mo
Today · 4.125%
HK$161,563
baseline
▲ 0.50% · 4.625%
HK$170,079
+HK$8,516/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$323,126/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,140,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,746
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$165,747
−HK$5,080/mo
Today · 4.125%
HK$170,827
baseline
▲ 0.50% · 4.625%
HK$181,221
+HK$10,394/mo
Deposit HK$15.11M · loan HK$35.25M · min. income ≈ HK$341,654/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,829
−HK$9,661/mo
▼ 0.25% · 3.875%
HK$183,625
−HK$4,865/mo
Today · 4.125%
HK$188,490
baseline
▲ 0.50% · 4.625%
HK$198,426
+HK$9,936/mo
Deposit HK$15.11M · loan HK$35.25M · min. income ≈ HK$376,980/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,674
−HK$12,960/mo
▼ 0.25% · 3.875%
HK$213,103
−HK$6,531/mo
Today · 4.125%
HK$219,634
baseline
▲ 0.50% · 4.625%
HK$232,998
+HK$13,364/mo
Deposit HK$5.04M · loan HK$45.32M · min. income ≈ HK$439,268/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,923
−HK$12,422/mo
▼ 0.25% · 3.875%
HK$236,089
−HK$6,256/mo
Today · 4.125%
HK$242,345
baseline
▲ 0.50% · 4.625%
HK$255,119
+HK$12,774/mo
Deposit HK$5.04M · loan HK$45.32M · min. income ≈ HK$484,690/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,023 · Scale 2, in force from 26 Feb 2026)