LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,820
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$118,392
−HK$3,629/mo
Today · 4.125%
HK$122,021
baseline
▲ 0.50% · 4.625%
HK$129,445
+HK$7,424/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$244,042/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,736
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$131,162
−HK$3,476/mo
Today · 4.125%
HK$134,638
baseline
▲ 0.50% · 4.625%
HK$141,735
+HK$7,097/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$269,276/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,784
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$142,070
−HK$4,355/mo
Today · 4.125%
HK$146,425
baseline
▲ 0.50% · 4.625%
HK$155,334
+HK$8,909/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$292,850/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,140,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,284
−HK$8,281/mo
▼ 0.25% · 3.875%
HK$157,395
−HK$4,170/mo
Today · 4.125%
HK$161,565
baseline
▲ 0.50% · 4.625%
HK$170,081
+HK$8,516/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$323,130/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,140,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,748
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$165,749
−HK$5,080/mo
Today · 4.125%
HK$170,829
baseline
▲ 0.50% · 4.625%
HK$181,223
+HK$10,394/mo
Deposit HK$15.11M · loan HK$35.25M · min. income ≈ HK$341,658/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,831
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$183,627
−HK$4,866/mo
Today · 4.125%
HK$188,493
baseline
▲ 0.50% · 4.625%
HK$198,428
+HK$9,935/mo
Deposit HK$15.11M · loan HK$35.25M · min. income ≈ HK$376,986/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,677
−HK$12,960/mo
▼ 0.25% · 3.875%
HK$213,105
−HK$6,532/mo
Today · 4.125%
HK$219,637
baseline
▲ 0.50% · 4.625%
HK$233,001
+HK$13,364/mo
Deposit HK$5.04M · loan HK$45.32M · min. income ≈ HK$439,274/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,926
−HK$12,422/mo
▼ 0.25% · 3.875%
HK$236,092
−HK$6,256/mo
Today · 4.125%
HK$242,348
baseline
▲ 0.50% · 4.625%
HK$255,122
+HK$12,774/mo
Deposit HK$5.04M · loan HK$45.32M · min. income ≈ HK$484,696/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,051 · Scale 2, in force from 26 Feb 2026)