LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,825
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,396
−HK$3,629/mo
Today · 4.125%
HK$122,025
baseline
▲ 0.50% · 4.625%
HK$129,450
+HK$7,425/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$244,050/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,741
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$131,167
−HK$3,476/mo
Today · 4.125%
HK$134,643
baseline
▲ 0.50% · 4.625%
HK$141,740
+HK$7,097/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$269,286/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,789
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$142,075
−HK$4,355/mo
Today · 4.125%
HK$146,430
baseline
▲ 0.50% · 4.625%
HK$155,340
+HK$8,910/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$292,860/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,140,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,289
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$157,400
−HK$4,171/mo
Today · 4.125%
HK$161,571
baseline
▲ 0.50% · 4.625%
HK$170,088
+HK$8,517/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$323,142/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,140,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,754
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$165,755
−HK$5,080/mo
Today · 4.125%
HK$170,835
baseline
▲ 0.50% · 4.625%
HK$181,230
+HK$10,395/mo
Deposit HK$15.11M · loan HK$35.25M · min. income ≈ HK$341,670/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,838
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$183,634
−HK$4,866/mo
Today · 4.125%
HK$188,500
baseline
▲ 0.50% · 4.625%
HK$198,436
+HK$9,936/mo
Deposit HK$15.11M · loan HK$35.25M · min. income ≈ HK$377,000/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,684
−HK$12,961/mo
▼ 0.25% · 3.875%
HK$213,113
−HK$6,532/mo
Today · 4.125%
HK$219,645
baseline
▲ 0.50% · 4.625%
HK$233,010
+HK$13,365/mo
Deposit HK$5.04M · loan HK$45.32M · min. income ≈ HK$439,290/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,934
−HK$12,423/mo
▼ 0.25% · 3.875%
HK$236,101
−HK$6,256/mo
Today · 4.125%
HK$242,357
baseline
▲ 0.50% · 4.625%
HK$255,132
+HK$12,775/mo
Deposit HK$5.04M · loan HK$45.32M · min. income ≈ HK$484,714/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,129 · Scale 2, in force from 26 Feb 2026)