LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,828
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$118,400
−HK$3,629/mo
Today · 4.125%
HK$122,029
baseline
▲ 0.50% · 4.625%
HK$129,454
+HK$7,425/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$244,058/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,745
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$131,171
−HK$3,476/mo
Today · 4.125%
HK$134,647
baseline
▲ 0.50% · 4.625%
HK$141,744
+HK$7,097/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$269,294/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,794
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$142,080
−HK$4,355/mo
Today · 4.125%
HK$146,435
baseline
▲ 0.50% · 4.625%
HK$155,345
+HK$8,910/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$292,870/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,140,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,294
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$157,405
−HK$4,171/mo
Today · 4.125%
HK$161,576
baseline
▲ 0.50% · 4.625%
HK$170,093
+HK$8,517/mo
Deposit HK$20.14M · loan HK$30.21M · min. income ≈ HK$323,152/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,140,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,759
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$165,760
−HK$5,080/mo
Today · 4.125%
HK$170,840
baseline
▲ 0.50% · 4.625%
HK$181,236
+HK$10,396/mo
Deposit HK$15.11M · loan HK$35.25M · min. income ≈ HK$341,680/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,843
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$183,640
−HK$4,866/mo
Today · 4.125%
HK$188,506
baseline
▲ 0.50% · 4.625%
HK$198,442
+HK$9,936/mo
Deposit HK$15.11M · loan HK$35.25M · min. income ≈ HK$377,012/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,691
−HK$12,961/mo
▼ 0.25% · 3.875%
HK$213,120
−HK$6,532/mo
Today · 4.125%
HK$219,652
baseline
▲ 0.50% · 4.625%
HK$233,017
+HK$13,365/mo
Deposit HK$5.04M · loan HK$45.32M · min. income ≈ HK$439,304/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,941
−HK$12,423/mo
▼ 0.25% · 3.875%
HK$236,108
−HK$6,256/mo
Today · 4.125%
HK$242,364
baseline
▲ 0.50% · 4.625%
HK$255,140
+HK$12,776/mo
Deposit HK$5.04M · loan HK$45.32M · min. income ≈ HK$484,728/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,196 · Scale 2, in force from 26 Feb 2026)