LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,846
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$118,418
−HK$3,629/mo
Today · 4.125%
HK$122,047
baseline
▲ 0.50% · 4.625%
HK$129,474
+HK$7,427/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$244,094/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,765
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$131,191
−HK$3,476/mo
Today · 4.125%
HK$134,667
baseline
▲ 0.50% · 4.625%
HK$141,766
+HK$7,099/mo
Deposit HK$25.18M · loan HK$25.18M · min. income ≈ HK$269,334/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$2,140,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,815
−HK$8,642/mo
▼ 0.25% · 3.875%
HK$142,102
−HK$4,355/mo
Today · 4.125%
HK$146,457
baseline
▲ 0.50% · 4.625%
HK$155,369
+HK$8,912/mo
Deposit HK$20.15M · loan HK$30.22M · min. income ≈ HK$292,914/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,140,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,318
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$157,429
−HK$4,172/mo
Today · 4.125%
HK$161,601
baseline
▲ 0.50% · 4.625%
HK$170,119
+HK$8,518/mo
Deposit HK$20.15M · loan HK$30.22M · min. income ≈ HK$323,202/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,140,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,784
−HK$10,082/mo
▼ 0.25% · 3.875%
HK$165,785
−HK$5,081/mo
Today · 4.125%
HK$170,866
baseline
▲ 0.50% · 4.625%
HK$181,263
+HK$10,397/mo
Deposit HK$15.11M · loan HK$35.26M · min. income ≈ HK$341,732/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,870
−HK$9,664/mo
▼ 0.25% · 3.875%
HK$183,668
−HK$4,866/mo
Today · 4.125%
HK$188,534
baseline
▲ 0.50% · 4.625%
HK$198,472
+HK$9,938/mo
Deposit HK$15.11M · loan HK$35.26M · min. income ≈ HK$377,068/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$2,140,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,722
−HK$12,963/mo
▼ 0.25% · 3.875%
HK$213,152
−HK$6,533/mo
Today · 4.125%
HK$219,685
baseline
▲ 0.50% · 4.625%
HK$233,053
+HK$13,368/mo
Deposit HK$5.04M · loan HK$45.33M · min. income ≈ HK$439,370/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,976
−HK$12,425/mo
▼ 0.25% · 3.875%
HK$236,144
−HK$6,257/mo
Today · 4.125%
HK$242,401
baseline
▲ 0.50% · 4.625%
HK$255,179
+HK$12,778/mo
Deposit HK$5.04M · loan HK$45.33M · min. income ≈ HK$484,802/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,140,523 · Scale 2, in force from 26 Feb 2026)