LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,882
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,456
−HK$3,630/mo
Today · 4.125%
HK$122,086
baseline
▲ 0.50% · 4.625%
HK$129,515
+HK$7,429/mo
Deposit HK$25.19M · loan HK$25.19M · min. income ≈ HK$244,172/mo (50% DSR)
Upfront cash ≈ HK$27.33M (deposit + AVD stamp duty HK$2,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,805
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$131,233
−HK$3,477/mo
Today · 4.125%
HK$134,710
baseline
▲ 0.50% · 4.625%
HK$141,811
+HK$7,101/mo
Deposit HK$25.19M · loan HK$25.19M · min. income ≈ HK$269,420/mo (50% DSR)
Upfront cash ≈ HK$27.33M (deposit + AVD stamp duty HK$2,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,858
−HK$8,645/mo
▼ 0.25% · 3.875%
HK$142,147
−HK$4,356/mo
Today · 4.125%
HK$146,503
baseline
▲ 0.50% · 4.625%
HK$155,418
+HK$8,915/mo
Deposit HK$20.15M · loan HK$30.23M · min. income ≈ HK$293,006/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,366
−HK$8,286/mo
▼ 0.25% · 3.875%
HK$157,479
−HK$4,173/mo
Today · 4.125%
HK$161,652
baseline
▲ 0.50% · 4.625%
HK$170,173
+HK$8,521/mo
Deposit HK$20.15M · loan HK$30.23M · min. income ≈ HK$323,304/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,835
−HK$10,086/mo
▼ 0.25% · 3.875%
HK$165,838
−HK$5,083/mo
Today · 4.125%
HK$170,921
baseline
▲ 0.50% · 4.625%
HK$181,321
+HK$10,400/mo
Deposit HK$15.11M · loan HK$35.27M · min. income ≈ HK$341,842/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,927
−HK$9,667/mo
▼ 0.25% · 3.875%
HK$183,726
−HK$4,868/mo
Today · 4.125%
HK$188,594
baseline
▲ 0.50% · 4.625%
HK$198,535
+HK$9,941/mo
Deposit HK$15.11M · loan HK$35.27M · min. income ≈ HK$377,188/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,788
−HK$12,967/mo
▼ 0.25% · 3.875%
HK$213,220
−HK$6,535/mo
Today · 4.125%
HK$219,755
baseline
▲ 0.50% · 4.625%
HK$233,127
+HK$13,372/mo
Deposit HK$5.04M · loan HK$45.34M · min. income ≈ HK$439,510/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,049
−HK$12,429/mo
▼ 0.25% · 3.875%
HK$236,219
−HK$6,259/mo
Today · 4.125%
HK$242,478
baseline
▲ 0.50% · 4.625%
HK$255,259
+HK$12,781/mo
Deposit HK$5.04M · loan HK$45.34M · min. income ≈ HK$484,956/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,201 · Scale 2, in force from 26 Feb 2026)