LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,884
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,458
−HK$3,630/mo
Today · 4.125%
HK$122,088
baseline
▲ 0.50% · 4.625%
HK$129,517
+HK$7,429/mo
Deposit HK$25.19M · loan HK$25.19M · min. income ≈ HK$244,176/mo (50% DSR)
Upfront cash ≈ HK$27.33M (deposit + AVD stamp duty HK$2,141,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,808
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$131,235
−HK$3,478/mo
Today · 4.125%
HK$134,713
baseline
▲ 0.50% · 4.625%
HK$141,813
+HK$7,100/mo
Deposit HK$25.19M · loan HK$25.19M · min. income ≈ HK$269,426/mo (50% DSR)
Upfront cash ≈ HK$27.33M (deposit + AVD stamp duty HK$2,141,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,861
−HK$8,645/mo
▼ 0.25% · 3.875%
HK$142,149
−HK$4,357/mo
Today · 4.125%
HK$146,506
baseline
▲ 0.50% · 4.625%
HK$155,421
+HK$8,915/mo
Deposit HK$20.15M · loan HK$30.23M · min. income ≈ HK$293,012/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,141,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,369
−HK$8,286/mo
▼ 0.25% · 3.875%
HK$157,482
−HK$4,173/mo
Today · 4.125%
HK$161,655
baseline
▲ 0.50% · 4.625%
HK$170,176
+HK$8,521/mo
Deposit HK$20.15M · loan HK$30.23M · min. income ≈ HK$323,310/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,141,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,838
−HK$10,086/mo
▼ 0.25% · 3.875%
HK$165,841
−HK$5,083/mo
Today · 4.125%
HK$170,924
baseline
▲ 0.50% · 4.625%
HK$181,324
+HK$10,400/mo
Deposit HK$15.11M · loan HK$35.27M · min. income ≈ HK$341,848/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,931
−HK$9,667/mo
▼ 0.25% · 3.875%
HK$183,729
−HK$4,869/mo
Today · 4.125%
HK$188,598
baseline
▲ 0.50% · 4.625%
HK$198,539
+HK$9,941/mo
Deposit HK$15.11M · loan HK$35.27M · min. income ≈ HK$377,196/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,792
−HK$12,967/mo
▼ 0.25% · 3.875%
HK$213,224
−HK$6,535/mo
Today · 4.125%
HK$219,759
baseline
▲ 0.50% · 4.625%
HK$233,131
+HK$13,372/mo
Deposit HK$5.04M · loan HK$45.34M · min. income ≈ HK$439,518/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,054
−HK$12,429/mo
▼ 0.25% · 3.875%
HK$236,223
−HK$6,260/mo
Today · 4.125%
HK$242,483
baseline
▲ 0.50% · 4.625%
HK$255,264
+HK$12,781/mo
Deposit HK$5.04M · loan HK$45.34M · min. income ≈ HK$484,966/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,242 · Scale 2, in force from 26 Feb 2026)