LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,490
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,848
−HK$363/mo
Today · 4.125%
HK$12,211
baseline
▲ 0.50% · 4.625%
HK$12,954
+HK$743/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,422/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,783
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,126
−HK$348/mo
Today · 4.125%
HK$13,474
baseline
▲ 0.50% · 4.625%
HK$14,184
+HK$710/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,948/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,789
−HK$864/mo
▼ 0.25% · 3.875%
HK$14,217
−HK$436/mo
Today · 4.125%
HK$14,653
baseline
▲ 0.50% · 4.625%
HK$15,545
+HK$892/mo
Deposit HK$2.02M · loan HK$3.02M · min. income ≈ HK$29,306/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,340
−HK$828/mo
▼ 0.25% · 3.875%
HK$15,751
−HK$417/mo
Today · 4.125%
HK$16,168
baseline
▲ 0.50% · 4.625%
HK$17,021
+HK$853/mo
Deposit HK$2.02M · loan HK$3.02M · min. income ≈ HK$32,336/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,087
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,587
−HK$508/mo
Today · 4.125%
HK$17,095
baseline
▲ 0.50% · 4.625%
HK$18,136
+HK$1,041/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$34,190/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,896
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,376
−HK$487/mo
Today · 4.125%
HK$18,863
baseline
▲ 0.50% · 4.625%
HK$19,857
+HK$994/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$37,726/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,683
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,326
−HK$654/mo
Today · 4.125%
HK$21,980
baseline
▲ 0.50% · 4.625%
HK$23,317
+HK$1,337/mo
Deposit HK$504K · loan HK$4.54M · min. income ≈ HK$43,960/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,009
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,627
−HK$626/mo
Today · 4.125%
HK$24,253
baseline
▲ 0.50% · 4.625%
HK$25,531
+HK$1,278/mo
Deposit HK$504K · loan HK$4.54M · min. income ≈ HK$48,506/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,381 · Scale 2, in force from 26 Feb 2026)