LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,914
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,488
−HK$3,632/mo
Today · 4.125%
HK$122,120
baseline
▲ 0.50% · 4.625%
HK$129,550
+HK$7,430/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$244,240/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,840
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,269
−HK$3,478/mo
Today · 4.125%
HK$134,747
baseline
▲ 0.50% · 4.625%
HK$141,850
+HK$7,103/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$269,494/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,896
−HK$8,648/mo
▼ 0.25% · 3.875%
HK$142,186
−HK$4,358/mo
Today · 4.125%
HK$146,544
baseline
▲ 0.50% · 4.625%
HK$155,461
+HK$8,917/mo
Deposit HK$20.16M · loan HK$30.24M · min. income ≈ HK$293,088/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,408
−HK$8,289/mo
▼ 0.25% · 3.875%
HK$157,523
−HK$4,174/mo
Today · 4.125%
HK$161,697
baseline
▲ 0.50% · 4.625%
HK$170,220
+HK$8,523/mo
Deposit HK$20.16M · loan HK$30.24M · min. income ≈ HK$323,394/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,879
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$165,883
−HK$5,085/mo
Today · 4.125%
HK$170,968
baseline
▲ 0.50% · 4.625%
HK$181,371
+HK$10,403/mo
Deposit HK$15.12M · loan HK$35.28M · min. income ≈ HK$341,936/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,976
−HK$9,670/mo
▼ 0.25% · 3.875%
HK$183,776
−HK$4,870/mo
Today · 4.125%
HK$188,646
baseline
▲ 0.50% · 4.625%
HK$198,590
+HK$9,944/mo
Deposit HK$15.12M · loan HK$35.28M · min. income ≈ HK$377,292/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,845
−HK$12,971/mo
▼ 0.25% · 3.875%
HK$213,279
−HK$6,537/mo
Today · 4.125%
HK$219,816
baseline
▲ 0.50% · 4.625%
HK$233,191
+HK$13,375/mo
Deposit HK$5.04M · loan HK$45.36M · min. income ≈ HK$439,632/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,113
−HK$12,432/mo
▼ 0.25% · 3.875%
HK$236,284
−HK$6,261/mo
Today · 4.125%
HK$242,545
baseline
▲ 0.50% · 4.625%
HK$255,330
+HK$12,785/mo
Deposit HK$5.04M · loan HK$45.36M · min. income ≈ HK$485,090/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,791 · Scale 2, in force from 26 Feb 2026)