LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,919
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,493
−HK$3,632/mo
Today · 4.125%
HK$122,125
baseline
▲ 0.50% · 4.625%
HK$129,556
+HK$7,431/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$244,250/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,141,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,846
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,275
−HK$3,478/mo
Today · 4.125%
HK$134,753
baseline
▲ 0.50% · 4.625%
HK$141,856
+HK$7,103/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$269,506/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,141,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,902
−HK$8,648/mo
▼ 0.25% · 3.875%
HK$142,192
−HK$4,358/mo
Today · 4.125%
HK$146,550
baseline
▲ 0.50% · 4.625%
HK$155,467
+HK$8,917/mo
Deposit HK$20.16M · loan HK$30.24M · min. income ≈ HK$293,100/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,141,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,415
−HK$8,289/mo
▼ 0.25% · 3.875%
HK$157,530
−HK$4,174/mo
Today · 4.125%
HK$161,704
baseline
▲ 0.50% · 4.625%
HK$170,227
+HK$8,523/mo
Deposit HK$20.16M · loan HK$30.24M · min. income ≈ HK$323,408/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,141,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,886
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$165,891
−HK$5,084/mo
Today · 4.125%
HK$170,975
baseline
▲ 0.50% · 4.625%
HK$181,379
+HK$10,404/mo
Deposit HK$15.12M · loan HK$35.28M · min. income ≈ HK$341,950/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,984
−HK$9,670/mo
▼ 0.25% · 3.875%
HK$183,785
−HK$4,869/mo
Today · 4.125%
HK$188,654
baseline
▲ 0.50% · 4.625%
HK$198,598
+HK$9,944/mo
Deposit HK$15.12M · loan HK$35.28M · min. income ≈ HK$377,308/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,854
−HK$12,971/mo
▼ 0.25% · 3.875%
HK$213,288
−HK$6,537/mo
Today · 4.125%
HK$219,825
baseline
▲ 0.50% · 4.625%
HK$233,201
+HK$13,376/mo
Deposit HK$5.04M · loan HK$45.36M · min. income ≈ HK$439,650/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,123
−HK$12,432/mo
▼ 0.25% · 3.875%
HK$236,294
−HK$6,261/mo
Today · 4.125%
HK$242,555
baseline
▲ 0.50% · 4.625%
HK$255,341
+HK$12,786/mo
Deposit HK$5.04M · loan HK$45.36M · min. income ≈ HK$485,110/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,885 · Scale 2, in force from 26 Feb 2026)