LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,920
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,495
−HK$3,632/mo
Today · 4.125%
HK$122,127
baseline
▲ 0.50% · 4.625%
HK$129,558
+HK$7,431/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$244,254/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,141,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,847
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$131,276
−HK$3,479/mo
Today · 4.125%
HK$134,755
baseline
▲ 0.50% · 4.625%
HK$141,858
+HK$7,103/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$269,510/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,141,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,904
−HK$8,648/mo
▼ 0.25% · 3.875%
HK$142,194
−HK$4,358/mo
Today · 4.125%
HK$146,552
baseline
▲ 0.50% · 4.625%
HK$155,469
+HK$8,917/mo
Deposit HK$20.16M · loan HK$30.24M · min. income ≈ HK$293,104/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,141,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,417
−HK$8,289/mo
▼ 0.25% · 3.875%
HK$157,532
−HK$4,174/mo
Today · 4.125%
HK$161,706
baseline
▲ 0.50% · 4.625%
HK$170,229
+HK$8,523/mo
Deposit HK$20.16M · loan HK$30.24M · min. income ≈ HK$323,412/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,141,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,888
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$165,893
−HK$5,084/mo
Today · 4.125%
HK$170,977
baseline
▲ 0.50% · 4.625%
HK$181,381
+HK$10,404/mo
Deposit HK$15.12M · loan HK$35.28M · min. income ≈ HK$341,954/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,986
−HK$9,671/mo
▼ 0.25% · 3.875%
HK$183,787
−HK$4,870/mo
Today · 4.125%
HK$188,657
baseline
▲ 0.50% · 4.625%
HK$198,601
+HK$9,944/mo
Deposit HK$15.12M · loan HK$35.28M · min. income ≈ HK$377,314/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,141,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,856
−HK$12,972/mo
▼ 0.25% · 3.875%
HK$213,291
−HK$6,537/mo
Today · 4.125%
HK$219,828
baseline
▲ 0.50% · 4.625%
HK$233,204
+HK$13,376/mo
Deposit HK$5.04M · loan HK$45.36M · min. income ≈ HK$439,656/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,125
−HK$12,433/mo
▼ 0.25% · 3.875%
HK$236,297
−HK$6,261/mo
Today · 4.125%
HK$242,558
baseline
▲ 0.50% · 4.625%
HK$255,344
+HK$12,786/mo
Deposit HK$5.04M · loan HK$45.36M · min. income ≈ HK$485,116/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,141,911 · Scale 2, in force from 26 Feb 2026)