LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,928
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,503
−HK$3,632/mo
Today · 4.125%
HK$122,135
baseline
▲ 0.50% · 4.625%
HK$129,567
+HK$7,432/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$244,270/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,142,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,856
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$131,285
−HK$3,479/mo
Today · 4.125%
HK$134,764
baseline
▲ 0.50% · 4.625%
HK$141,868
+HK$7,104/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$269,528/mo (50% DSR)
Upfront cash ≈ HK$27.34M (deposit + AVD stamp duty HK$2,142,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,914
−HK$8,648/mo
▼ 0.25% · 3.875%
HK$142,204
−HK$4,358/mo
Today · 4.125%
HK$146,562
baseline
▲ 0.50% · 4.625%
HK$155,480
+HK$8,918/mo
Deposit HK$20.16M · loan HK$30.24M · min. income ≈ HK$293,124/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,142,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,428
−HK$8,289/mo
▼ 0.25% · 3.875%
HK$157,542
−HK$4,175/mo
Today · 4.125%
HK$161,717
baseline
▲ 0.50% · 4.625%
HK$170,241
+HK$8,524/mo
Deposit HK$20.16M · loan HK$30.24M · min. income ≈ HK$323,434/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,142,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,899
−HK$10,090/mo
▼ 0.25% · 3.875%
HK$165,904
−HK$5,085/mo
Today · 4.125%
HK$170,989
baseline
▲ 0.50% · 4.625%
HK$181,393
+HK$10,404/mo
Deposit HK$15.12M · loan HK$35.28M · min. income ≈ HK$341,978/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,142,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,999
−HK$9,671/mo
▼ 0.25% · 3.875%
HK$183,799
−HK$4,871/mo
Today · 4.125%
HK$188,670
baseline
▲ 0.50% · 4.625%
HK$198,615
+HK$9,945/mo
Deposit HK$15.12M · loan HK$35.28M · min. income ≈ HK$377,340/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$2,142,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,870
−HK$12,973/mo
▼ 0.25% · 3.875%
HK$213,305
−HK$6,538/mo
Today · 4.125%
HK$219,843
baseline
▲ 0.50% · 4.625%
HK$233,220
+HK$13,377/mo
Deposit HK$5.04M · loan HK$45.36M · min. income ≈ HK$439,686/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,141
−HK$12,434/mo
▼ 0.25% · 3.875%
HK$236,314
−HK$6,261/mo
Today · 4.125%
HK$242,575
baseline
▲ 0.50% · 4.625%
HK$255,362
+HK$12,787/mo
Deposit HK$5.04M · loan HK$45.36M · min. income ≈ HK$485,150/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,058 · Scale 2, in force from 26 Feb 2026)