LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,947
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,523
−HK$3,633/mo
Today · 4.125%
HK$122,156
baseline
▲ 0.50% · 4.625%
HK$129,588
+HK$7,432/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$244,312/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,142,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,878
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$131,307
−HK$3,480/mo
Today · 4.125%
HK$134,787
baseline
▲ 0.50% · 4.625%
HK$141,891
+HK$7,104/mo
Deposit HK$25.20M · loan HK$25.20M · min. income ≈ HK$269,574/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,142,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,937
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$142,227
−HK$4,360/mo
Today · 4.125%
HK$146,587
baseline
▲ 0.50% · 4.625%
HK$155,506
+HK$8,919/mo
Deposit HK$20.16M · loan HK$30.25M · min. income ≈ HK$293,174/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,142,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,453
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$157,569
−HK$4,175/mo
Today · 4.125%
HK$161,744
baseline
▲ 0.50% · 4.625%
HK$170,270
+HK$8,526/mo
Deposit HK$20.16M · loan HK$30.25M · min. income ≈ HK$323,488/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,142,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,926
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$165,932
−HK$5,086/mo
Today · 4.125%
HK$171,018
baseline
▲ 0.50% · 4.625%
HK$181,424
+HK$10,406/mo
Deposit HK$15.12M · loan HK$35.29M · min. income ≈ HK$342,036/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,142,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,029
−HK$9,672/mo
▼ 0.25% · 3.875%
HK$183,830
−HK$4,871/mo
Today · 4.125%
HK$188,701
baseline
▲ 0.50% · 4.625%
HK$198,648
+HK$9,947/mo
Deposit HK$15.12M · loan HK$35.29M · min. income ≈ HK$377,402/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,142,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,905
−HK$12,975/mo
▼ 0.25% · 3.875%
HK$213,341
−HK$6,539/mo
Today · 4.125%
HK$219,880
baseline
▲ 0.50% · 4.625%
HK$233,259
+HK$13,379/mo
Deposit HK$5.04M · loan HK$45.37M · min. income ≈ HK$439,760/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,180
−HK$12,436/mo
▼ 0.25% · 3.875%
HK$236,353
−HK$6,263/mo
Today · 4.125%
HK$242,616
baseline
▲ 0.50% · 4.625%
HK$255,404
+HK$12,788/mo
Deposit HK$5.04M · loan HK$45.37M · min. income ≈ HK$485,232/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,418 · Scale 2, in force from 26 Feb 2026)