LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,951
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,527
−HK$3,633/mo
Today · 4.125%
HK$122,160
baseline
▲ 0.50% · 4.625%
HK$129,593
+HK$7,433/mo
Deposit HK$25.21M · loan HK$25.21M · min. income ≈ HK$244,320/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,142,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,882
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$131,312
−HK$3,479/mo
Today · 4.125%
HK$134,791
baseline
▲ 0.50% · 4.625%
HK$141,896
+HK$7,105/mo
Deposit HK$25.21M · loan HK$25.21M · min. income ≈ HK$269,582/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,142,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,942
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$142,232
−HK$4,360/mo
Today · 4.125%
HK$146,592
baseline
▲ 0.50% · 4.625%
HK$155,512
+HK$8,920/mo
Deposit HK$20.16M · loan HK$30.25M · min. income ≈ HK$293,184/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,142,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,459
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$157,574
−HK$4,176/mo
Today · 4.125%
HK$161,750
baseline
▲ 0.50% · 4.625%
HK$170,276
+HK$8,526/mo
Deposit HK$20.16M · loan HK$30.25M · min. income ≈ HK$323,500/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,142,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,932
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$165,938
−HK$5,086/mo
Today · 4.125%
HK$171,024
baseline
▲ 0.50% · 4.625%
HK$181,430
+HK$10,406/mo
Deposit HK$15.12M · loan HK$35.29M · min. income ≈ HK$342,048/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,142,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,035
−HK$9,673/mo
▼ 0.25% · 3.875%
HK$183,837
−HK$4,871/mo
Today · 4.125%
HK$188,708
baseline
▲ 0.50% · 4.625%
HK$198,655
+HK$9,947/mo
Deposit HK$15.12M · loan HK$35.29M · min. income ≈ HK$377,416/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,142,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,913
−HK$12,975/mo
▼ 0.25% · 3.875%
HK$213,349
−HK$6,539/mo
Today · 4.125%
HK$219,888
baseline
▲ 0.50% · 4.625%
HK$233,267
+HK$13,379/mo
Deposit HK$5.04M · loan HK$45.37M · min. income ≈ HK$439,776/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,188
−HK$12,437/mo
▼ 0.25% · 3.875%
HK$236,362
−HK$6,263/mo
Today · 4.125%
HK$242,625
baseline
▲ 0.50% · 4.625%
HK$255,414
+HK$12,789/mo
Deposit HK$5.04M · loan HK$45.37M · min. income ≈ HK$485,250/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,495 · Scale 2, in force from 26 Feb 2026)