LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,959
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,535
−HK$3,633/mo
Today · 4.125%
HK$122,168
baseline
▲ 0.50% · 4.625%
HK$129,602
+HK$7,434/mo
Deposit HK$25.21M · loan HK$25.21M · min. income ≈ HK$244,336/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,142,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,891
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$131,321
−HK$3,479/mo
Today · 4.125%
HK$134,800
baseline
▲ 0.50% · 4.625%
HK$141,906
+HK$7,106/mo
Deposit HK$25.21M · loan HK$25.21M · min. income ≈ HK$269,600/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,142,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,951
−HK$8,651/mo
▼ 0.25% · 3.875%
HK$142,242
−HK$4,360/mo
Today · 4.125%
HK$146,602
baseline
▲ 0.50% · 4.625%
HK$155,522
+HK$8,920/mo
Deposit HK$20.17M · loan HK$30.25M · min. income ≈ HK$293,204/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,142,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,469
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$157,585
−HK$4,175/mo
Today · 4.125%
HK$161,760
baseline
▲ 0.50% · 4.625%
HK$170,287
+HK$8,527/mo
Deposit HK$20.17M · loan HK$30.25M · min. income ≈ HK$323,520/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,142,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,943
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$165,949
−HK$5,086/mo
Today · 4.125%
HK$171,035
baseline
▲ 0.50% · 4.625%
HK$181,442
+HK$10,407/mo
Deposit HK$15.12M · loan HK$35.29M · min. income ≈ HK$342,070/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,142,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,047
−HK$9,674/mo
▼ 0.25% · 3.875%
HK$183,849
−HK$4,872/mo
Today · 4.125%
HK$188,721
baseline
▲ 0.50% · 4.625%
HK$198,668
+HK$9,947/mo
Deposit HK$15.12M · loan HK$35.29M · min. income ≈ HK$377,442/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,142,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,926
−HK$12,976/mo
▼ 0.25% · 3.875%
HK$213,363
−HK$6,539/mo
Today · 4.125%
HK$219,902
baseline
▲ 0.50% · 4.625%
HK$233,283
+HK$13,381/mo
Deposit HK$5.04M · loan HK$45.37M · min. income ≈ HK$439,804/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,204
−HK$12,437/mo
▼ 0.25% · 3.875%
HK$236,377
−HK$6,264/mo
Today · 4.125%
HK$242,641
baseline
▲ 0.50% · 4.625%
HK$255,431
+HK$12,790/mo
Deposit HK$5.04M · loan HK$45.37M · min. income ≈ HK$485,282/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,637 · Scale 2, in force from 26 Feb 2026)