LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,960
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,536
−HK$3,633/mo
Today · 4.125%
HK$122,169
baseline
▲ 0.50% · 4.625%
HK$129,602
+HK$7,433/mo
Deposit HK$25.21M · loan HK$25.21M · min. income ≈ HK$244,338/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,142,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,892
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$131,322
−HK$3,479/mo
Today · 4.125%
HK$134,801
baseline
▲ 0.50% · 4.625%
HK$141,907
+HK$7,106/mo
Deposit HK$25.21M · loan HK$25.21M · min. income ≈ HK$269,602/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$2,142,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,952
−HK$8,651/mo
▼ 0.25% · 3.875%
HK$142,243
−HK$4,360/mo
Today · 4.125%
HK$146,603
baseline
▲ 0.50% · 4.625%
HK$155,523
+HK$8,920/mo
Deposit HK$20.17M · loan HK$30.25M · min. income ≈ HK$293,206/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,142,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,470
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$157,586
−HK$4,175/mo
Today · 4.125%
HK$161,761
baseline
▲ 0.50% · 4.625%
HK$170,288
+HK$8,527/mo
Deposit HK$20.17M · loan HK$30.25M · min. income ≈ HK$323,522/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,142,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,944
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$165,950
−HK$5,086/mo
Today · 4.125%
HK$171,036
baseline
▲ 0.50% · 4.625%
HK$181,443
+HK$10,407/mo
Deposit HK$15.12M · loan HK$35.29M · min. income ≈ HK$342,072/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,142,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,048
−HK$9,674/mo
▼ 0.25% · 3.875%
HK$183,850
−HK$4,872/mo
Today · 4.125%
HK$188,722
baseline
▲ 0.50% · 4.625%
HK$198,669
+HK$9,947/mo
Deposit HK$15.12M · loan HK$35.29M · min. income ≈ HK$377,444/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$2,142,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,928
−HK$12,976/mo
▼ 0.25% · 3.875%
HK$213,364
−HK$6,540/mo
Today · 4.125%
HK$219,904
baseline
▲ 0.50% · 4.625%
HK$233,284
+HK$13,380/mo
Deposit HK$5.04M · loan HK$45.37M · min. income ≈ HK$439,808/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,205
−HK$12,437/mo
▼ 0.25% · 3.875%
HK$236,379
−HK$6,263/mo
Today · 4.125%
HK$242,642
baseline
▲ 0.50% · 4.625%
HK$255,432
+HK$12,790/mo
Deposit HK$5.04M · loan HK$45.37M · min. income ≈ HK$485,284/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$2,142,650 · Scale 2, in force from 26 Feb 2026)