LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,496
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,854
−HK$363/mo
Today · 4.125%
HK$12,217
baseline
▲ 0.50% · 4.625%
HK$12,960
+HK$743/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,434/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,789
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,132
−HK$348/mo
Today · 4.125%
HK$13,480
baseline
▲ 0.50% · 4.625%
HK$14,191
+HK$711/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,960/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,795
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,224
−HK$436/mo
Today · 4.125%
HK$14,660
baseline
▲ 0.50% · 4.625%
HK$15,552
+HK$892/mo
Deposit HK$2.02M · loan HK$3.02M · min. income ≈ HK$29,320/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,347
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,759
−HK$417/mo
Today · 4.125%
HK$16,176
baseline
▲ 0.50% · 4.625%
HK$17,029
+HK$853/mo
Deposit HK$2.02M · loan HK$3.02M · min. income ≈ HK$32,352/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,094
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,595
−HK$509/mo
Today · 4.125%
HK$17,104
baseline
▲ 0.50% · 4.625%
HK$18,144
+HK$1,040/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$34,208/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,905
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,385
−HK$487/mo
Today · 4.125%
HK$18,872
baseline
▲ 0.50% · 4.625%
HK$19,867
+HK$995/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$37,744/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,693
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,337
−HK$654/mo
Today · 4.125%
HK$21,991
baseline
▲ 0.50% · 4.625%
HK$23,329
+HK$1,338/mo
Deposit HK$504K · loan HK$4.54M · min. income ≈ HK$43,982/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,021
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,638
−HK$626/mo
Today · 4.125%
HK$24,264
baseline
▲ 0.50% · 4.625%
HK$25,543
+HK$1,279/mo
Deposit HK$504K · loan HK$4.54M · min. income ≈ HK$48,528/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,436 · Scale 2, in force from 26 Feb 2026)