LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,497
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,854
−HK$364/mo
Today · 4.125%
HK$12,218
baseline
▲ 0.50% · 4.625%
HK$12,961
+HK$743/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$24,436/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,790
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,133
−HK$348/mo
Today · 4.125%
HK$13,481
baseline
▲ 0.50% · 4.625%
HK$14,191
+HK$710/mo
Deposit HK$2.52M · loan HK$2.52M · min. income ≈ HK$26,962/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$113,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,796
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,225
−HK$436/mo
Today · 4.125%
HK$14,661
baseline
▲ 0.50% · 4.625%
HK$15,553
+HK$892/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$29,322/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,348
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,759
−HK$418/mo
Today · 4.125%
HK$16,177
baseline
▲ 0.50% · 4.625%
HK$17,030
+HK$853/mo
Deposit HK$2.02M · loan HK$3.03M · min. income ≈ HK$32,354/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$113,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,095
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,596
−HK$509/mo
Today · 4.125%
HK$17,105
baseline
▲ 0.50% · 4.625%
HK$18,145
+HK$1,040/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$34,210/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,906
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,386
−HK$487/mo
Today · 4.125%
HK$18,873
baseline
▲ 0.50% · 4.625%
HK$19,868
+HK$995/mo
Deposit HK$1.51M · loan HK$3.53M · min. income ≈ HK$37,746/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$113,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,694
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,338
−HK$654/mo
Today · 4.125%
HK$21,992
baseline
▲ 0.50% · 4.625%
HK$23,330
+HK$1,338/mo
Deposit HK$504K · loan HK$4.54M · min. income ≈ HK$43,984/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,022
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,639
−HK$626/mo
Today · 4.125%
HK$24,265
baseline
▲ 0.50% · 4.625%
HK$25,545
+HK$1,280/mo
Deposit HK$504K · loan HK$4.54M · min. income ≈ HK$48,530/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,441 · Scale 2, in force from 26 Feb 2026)